Waterbury Personal Loan in 2025

Common Capital is a Help Organization dedicated to providing the public with comprehensive, accurate, and accessible online information about payday loans in Connecticut

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Eligibility Criteria for Personal Loans

  • Valid government-issued ID proving your identity.
  • Proof of current address, such as a utility bill or lease agreement.
  • Recent pay stubs or bank statements demonstrating stable income.
  • Active bank account for fund disbursement, with online access.
  • Completed application form with accurate and up-to-date information.
  • Consent to perform a soft credit check, not affecting your credit score.
  • A working phone number and email address for communication.
  • Over the age of 18 and a legal resident of the country.

Trusted Personal Loan Lenders in Waterbury, CT

Explore our handpicked list of trusted personal loan lenders, committed to offering transparent terms and competitive rates to support your financial goals with confidence and peace of mind.

Lender
User Ratings
Address
Phone
Category
Webster Bank - Main Office
User Raiting:
5.00
Address: 145 Bank St, Waterbury, CT 06702
Phone: +1 (203) 578-2230
Category: Bank
Skyline Financial Federal Credit Union | Auto Loan Refinancing | Home Mortgage Lending CT
User Raiting:
4.50
Address: 3528 E Main St, Waterbury, CT 06705
Phone: +1 (203) 755-2030
Category: Financial institution
Thomaston Savings Bank
User Raiting:
4.30
Address: 985 Watertown Ave, Waterbury, CT 06708
Phone: +1 (860) 283-1874
Category: Bank
People's United Bank
User Raiting:
3.70
Address: 240 Chase Ave, Waterbury, CT 06704
Phone: +1 (203) 597-1313
Category: Bank
Wells Fargo Bank
User Raiting:
3.40
Address: 761 Highland Ave, Waterbury, CT 06708
Phone: +1 (203) 753-5699
Category: Bank
Liberty Bank
User Raiting:
3.30
Address: 1030 Hamilton Ave, Waterbury, CT 06706
Phone: +1 (888) 570-0773
Category: Bank
Santander Bank Branch
User Raiting:
3.00
Address: 105 Meriden Rd, Waterbury, CT 06705
Phone: +1 (203) 755-1907
Category: Bank
Savings Bank of Danbury
User Raiting:
2.50
Address: 357 Bank St, Waterbury, CT 06708
Phone: +1 (203) 575-3540
Category: Bank
National Auto Loans LLC
User Raiting:
1.90
Address: 150 E Aurora St, Waterbury, CT 06708
Phone: +1 (203) 527-4398
Category: Loan agency
Waterbury Hospital -Greater Waterbury Healthcare FCU
User Raiting:
1.00
Address: 64 Robbins St, Waterbury, CT 06708
Phone: +1 (203) 573-6227
Category: Credit union

What Are the Alternatives for Short-term Loans in Waterbury?

Explore safer financial options than payday loans, including credit unions, installment loans, and community assistance programs, to help manage financial challenges with more manageable terms and lower interest rates.

Installment Loans Fast

Installment loans provide borrowers with a set amount of money repaid through scheduled payments. This fast option often offers fixed interest rates, simplifying budgeting for frequent loan users.

Guaranteed Cash Loans

Guaranteed cash loans offer immediate access to funds without collateral, typically requiring proof of income. This ensures quick financing that can be secured even through assured approval processes.

Title Loans Instant

Instant title loans require vehicle titles as collateral, providing borrowers with swift access to funds. Loan amounts depend on the vehicle's value, with lending decisions made rapidly.

No Credit Check Emergency Loan

No credit check emergency loans grant immediate funds for urgent needs, removing traditional credit history evaluations to expedite approval in critical situations requiring quick financial help.

Payday Loans Online

Payday loans online offer short-term monetary solutions that are quickly accessible through digital applications. These loans bridge financial gaps until the next paycheck, delivered entirely online.

P2P Loans Quick

Quick P2P (Peer-to-Peer) loans connect borrowers with individual lenders via online platforms. This method facilitates fast borrowing directly from peers, often at competitive interest rates.

Debt Consolidation Loans Online

Online debt consolidation loans simplify financial management by combining multiple debts into a single, manageable payment plan. This effective strategy is accessible and managed through online platforms.

Bad Credit Loans Fast

Fast bad credit loans provide financial access to those with poor credit scores. These loans offer quick solutions, accommodating borrowers who face challenges with traditional lending criteria.

How to Use Personal Loans - Useful Resources

Explore how to effectively use personal loans for financial emergencies with our curated resources, offering guidance and tools for responsible borrowing and money management.

Industry
Address
Phone
Car Repair and Service
Address: 1480 North Main Street, Waterbury, CT 06704
Phone: +1 (203) 754-0171
Car Wash
Address: 152 Cherry Street, Waterbury, CT 06702
Phone: +1 (475) 235-0495
Club & Association
Address: 114 Scott Road, Waterbury, CT 06705
Phone: +1 (203) 755-7193
Community Center
Address: 28 Falcon Avenue, Waterbury, CT 06708
Phone: +1 (203) 755-5380
Concert Hall
Address: Plank Road, Waterbury, CT 06705
Phone: +1 (203) 757-4676
Dentist
Address: 558 Chase Avenue, Waterbury, CT 06704
Phone: +1 (475) 258-8166
Fast Food
Address: 464 Reidville Drive, Waterbury, CT 06705
Phone: +1 (203) 753-5127
Government Office
Address: 1985 East Main Street, Waterbury, CT 06705
Phone: +1 (203) 346-2649
Hospital
Address: 617 Watertown Avenue, Waterbury, CT 06708
Phone: +1 (203) 753-2119
Library
Address: 24 Wooster Avenue, Waterbury, CT 06708
Phone: +1 (203) 577-4070
Local Post Office
Address: 797 Lakewood Road, Waterbury, CT 06704
Phone: +1 (203) 757-7511
Motel
Address: 428 West Main Street, Waterbury, CT 06702
Phone: +1 (203) 527-6481
Museum
Address: 31 Academy Avenue, Waterbury, CT 06705
Phone: +1 (203) 802-5599
Pharmacy
Address: 649 West Main Street, Waterbury, CT 06702
Phone: +1 (203) 757-6010
Rent-a-Car Facility
Address: 1000 Chase Parkway, Waterbury, CT 06708
Phone: +1 (203) 527-7529

How to Get to Waterbury

Complaints about Short-Term Loans in Connecticut

Issue Type
Amount of Complaints
Charged fees or interest you didn't expect
79
Problem when making payments
58
Getting the loan
47
Problem with the payoff process at the end of the loan
28
Struggling to pay your loan
27
Getting a line of credit
22
Incorrect information on your report
17
Charged fees or interest I didn't expect
14
Problem with additional add-on products or services
13
Can't stop withdrawals from your bank account
8
The data is taken from consumer complaint database created by Consumer Financial Protection Bureau

Submit a Complaint for a Short-term lender in Waterbury

If you need to submit a complaint against a payday lender, the Connecticut Department of Banking is the regulatory authority that can assist. This department oversees financial institutions and consumer credit matters, including issues related to payday loans.

  • 260 Constitution Plaza, Hartford, Connecticut 06103-1800
  • (860) 240-8299 or Toll-free: 1-800-831-7225
Submit a Complaint

Frequently Asked Questions about Short-term Loans

Are Payday Loans Legal in Connecticut?

No, payday loans are illegal in Connecticut. The state has laws in place that prohibit high-interest payday loans to protect consumers from potentially predatory lending practices.

What are Some Safer Alternatives to Payday Loans in Connecticut?

In Connecticut, safer alternatives to payday loans include personal loans from banks or credit unions, credit card cash advances, borrowing from friends or family, or small-dollar loans from reputable financial institutions. These options are typically more consumer-friendly and offer more favorable terms.

How Can I Report Illegal Payday Lending?

If you come across a lender offering payday loans, you should report them to the Connecticut Department of Banking. Reporting such activities helps enforce consumer protection laws and safeguards other consumers.

What Should I Consider Before Taking Out Short-Term Loans?

Before taking out short-term loans in Connecticut, it's important to review the interest rates, fees, and repayment terms. Ensure that the lender is licensed and that the loan terms comply with state regulations.

Where Can I Find Financial Advice and Assistance in Connecticut?

For financial advice and assistance, resources such as the Connecticut Legal Services can be very helpful. These organizations provide guidance on budgeting, debt management, and financial planning.

How Can I Improve My Financial Situation to Avoid High-Interest Loans?

Improving your financial situation in Connecticut involves creating a budget, building an emergency fund, reducing unnecessary expenses, and educating yourself about personal finance. Seeking advice from financial advisors can also help in making informed financial decisions and avoiding high-interest loans.

Connecticut Personal Loans Near Me

Amston Ansonia Avon Bantam Beacon Falls Berlin Bethany Bethel Bethlehem Bloomfield Bozrah Branford Bridgeport Bristol Britain Broad Brook Brookfield Brooklyn Burlington Canaan Canterbury Canton Centerbrook Cheshire Clinton Colchester Cornwall Bridge Cos Cob Coventry Cromwell Danbury Danielson Darien Dayville Deep River Derby Durham East Berlin East Granby East Hampton East Hartford East Haven East Lyme East Windsor Eastford Easton Ellington Enfield Essex Fairfield Falls Village Farmington Gales Ferry Glastonbury Goshen Granby Greenwich Griswold Grosvenor Dale Groton Guilford Haddam Hamden Hartford Harwinton Haven Hebron Higganum Hill Ivoryton Jewett City Kensington Kent Killingworth Lakeville Lebanon Ledyard Litchfield London Lyme Madison Manchester Mansfield Mansfield Center Marlborough Meriden Middlebury Middlefield Middletown Milford Monroe Montville Moodus Moosup Morris Mystic Naugatuck New Britain New Canaan New Fairfield New Hartford New Haven New London New Milford Newington Newtown Niantic Norfolk Historic District Noroton Heights North Branford North Haven North Stonington North Windham Northford Norwalk Norwich Oakdale Oakville Old Greenwich Old Lyme Old Mystic Old Saybrook Orange Oxford Pawcatuck Plainfield Plainville Plantsville Plymouth Pomfret Center Preston Prospect Putnam Quaker Hill Redding Ridgefield Riverside Rockville Rocky Hill Roxbury Salem Salisbury Seymour Sharon Shelton Sherman Simsbury Somers South Glastonbury South Lyme South Windsor Southbury Southington Southport Stafford Stafford Springs Stamford Stonington Storrs Stratford Suffield Taftville Tariffville Terryville Thomaston Tolland Torrington Trumbull Uncasville Unionville Vernon Wallingford Washington Washington Depot Waterbury Waterford Watertown Weatogue West Hartford West Haven West Simsbury West Suffield Westbrook Weston Westport Wethersfield Willimantic Wilton Windsor Windsor Locks Winsted Wolcott Woodbridge Woodbury Woodstock Yantic