Guilford Personal Loan in 2025

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Connecticut Guilford

Eligibility Criteria for Personal Loans

  • Valid government-issued identification
  • Proof of income or recent pay stubs
  • Verification of permanent address
  • Active bank account with recent statements
  • Properly filled application form
  • Agreed consent for credit check
  • Minimum age of 18 years
  • Contact information including phone number and email
  • No active bankruptcies or major delinquencies
  • Explanation of need for financial assistance

Trusted Personal Loan Lenders in Guilford, CT

Explore our curated list of trusted personal loan lenders, offering reliable financial solutions tailored to your needs while ensuring transparency and security throughout your borrowing experience.

Lender
User Ratings
Address
Phone
Category
Citizens Bank
User Raiting:
5.00
Address: 1001 Boston Post Rd, Guilford, CT 06437
Phone: +1 (203) 458-4111
Category: Bank
Marc Meglio MLO, Primary Residential Mortgage, Inc.
User Raiting:
4.60
Address: 96C Broad St, Guilford, CT 06437
Phone: +1 (203) 832-2561
Category: Financial institution
GSB | Guilford Savings Bank
User Raiting:
3.50
Address: 625 Boston Post Rd, Guilford, CT 06437
Phone: +1 (203) 453-2721
Category: Bank
Bank of America (with Drive-thru ATM)
User Raiting:
3.50
Address: 916 Boston Post Rd, Guilford, CT 06437
Phone: +1 (800) 432-1000
Category: Bank
KeyBank
User Raiting:
2.30
Address: 1021 Boston Post Rd, Guilford, CT 06437
Phone: +1 (203) 453-7529
Category: Bank

What Are the Alternatives for Short-term Loans in Guilford?

Explore safer financial options than payday loans, including credit unions, personal loans, and budgeting tips, to manage expenses without the high costs and risks of payday lending.

Quick Installment Loans

Installment loans offer a fixed amount repaid over time through scheduled payments. They provide borrowers with quick access to funds, making budgeting manageable with predictable monthly installments.

Fast Cash Loans

Fast cash loans are short-term, unsecured loans providing immediate financial relief. Suitable for urgent needs, they offer speedy access to funds without a lengthy application process.

Instant Title Loans

Instant title loans use your vehicle's title as collateral, offering rapid funding without a lengthy credit check. Ideal for those who need quick cash but have limited credit options.

Emergency Loans Online

Emergency loans online are designed for unforeseen expenses, offering fast approval and easy application. Access funds quickly to address urgent needs without leaving home.

No Credit Check Payday Loans Online

No credit check payday loans online provide quick financial assistance with minimal requirements. These loans are accessible to those with poor credit and offer speed and convenience.

Guaranteed P2P Loans

Guaranteed peer-to-peer (P2P) loans connect borrowers directly with lenders, often offering better terms. Suitable for various financial situations, with the assurance of finding funding.

Online Debt Consolidation Loans

Online debt consolidation loans combine multiple debts into one payment. They can simplify finances, securing potentially lower interest rates and streamlined repayment processes.

Bad Credit Loans Guaranteed

Bad credit loans guaranteed approval cater to individuals with poor credit histories. They offer an opportunity to secure funds while rebuilding credit through consistent repayments.

How to Use Personal Loans - Useful Resources

Explore essential resources on utilizing personal loans effectively. Learn strategies, tips, and tools to manage short-term financial needs responsibly and maximize benefits. Empower your financial decisions today.

Industry
Address
Phone
Car Repair and Service
Address: 1099 Boston Post Road, Guilford, CT 06437
Phone: +1 (203) 453-1788
Club & Association
Address: 390 South Union Street, Guilford, CT 06437
Phone: +1 (203) 453-2801
Dentist
Address: 5 Durham Road, Guilford, CT 06437
Phone: +1 (203) 453-4344
Fitness Club & Center
Address: 215 Sam Hill Road, Guilford, CT 06437
Phone: +1 (203) 444-4724
General Practitioner
Address: 96 Broad Street, Guilford, CT 06437
Phone: +1 (203) 453-3621
Government Office
Address: 263 Church Street, Guilford, CT 06437
Phone: +1 (203) 453-8009
Hobby Shop
Address: 1919 Boston Post Road, Guilford, CT 06437
Phone: +1 (203) 204-1656
Hotel
Address: 300 Boston Post Road, Guilford, CT 06437
Phone: +1 (203) 453-5600
Local Post Office
Address: 60 Shoreline Drive, Guilford, CT 06437
Phone: +1 (203) 453-2429
Museum
Address: 165 Prospect Avenue, Guilford, CT 06437
Phone: +1 (203) 453-3384
Restaurant
Address: 490 Boston Post Road, Guilford, CT 06437
-
Veterinarian
Address: 1795 Boston Post Road, Guilford, CT 06437
Phone: +1 (203) 453-0375

How to Get to Guilford

Complaints about Short-Term Loans in Connecticut

Issue Type
Amount of Complaints
Charged fees or interest you didn't expect
79
Problem when making payments
58
Getting the loan
47
Problem with the payoff process at the end of the loan
28
Struggling to pay your loan
27
Getting a line of credit
22
Incorrect information on your report
17
Charged fees or interest I didn't expect
14
Problem with additional add-on products or services
13
Can't stop withdrawals from your bank account
8
The data is taken from consumer complaint database created by Consumer Financial Protection Bureau

Submit a Complaint for a Short-term lender in Guilford

If you need to submit a complaint against a payday lender, the Connecticut Department of Banking is the regulatory authority that can assist. This department oversees financial institutions and consumer credit matters, including issues related to payday loans.

  • 260 Constitution Plaza, Hartford, Connecticut 06103-1800
  • (860) 240-8299 or Toll-free: 1-800-831-7225
Submit a Complaint

Frequently Asked Questions about Short-term Loans

Are Payday Loans Legal in Connecticut?

No, payday loans are illegal in Connecticut. The state has laws in place that prohibit high-interest payday loans to protect consumers from potentially predatory lending practices.

What are Some Safer Alternatives to Payday Loans in Connecticut?

In Connecticut, safer alternatives to payday loans include personal loans from banks or credit unions, credit card cash advances, borrowing from friends or family, or small-dollar loans from reputable financial institutions. These options are typically more consumer-friendly and offer more favorable terms.

How Can I Report Illegal Payday Lending?

If you come across a lender offering payday loans, you should report them to the Connecticut Department of Banking. Reporting such activities helps enforce consumer protection laws and safeguards other consumers.

What Should I Consider Before Taking Out Short-Term Loans?

Before taking out short-term loans in Connecticut, it's important to review the interest rates, fees, and repayment terms. Ensure that the lender is licensed and that the loan terms comply with state regulations.

Where Can I Find Financial Advice and Assistance in Connecticut?

For financial advice and assistance, resources such as the Connecticut Legal Services can be very helpful. These organizations provide guidance on budgeting, debt management, and financial planning.

How Can I Improve My Financial Situation to Avoid High-Interest Loans?

Improving your financial situation in Connecticut involves creating a budget, building an emergency fund, reducing unnecessary expenses, and educating yourself about personal finance. Seeking advice from financial advisors can also help in making informed financial decisions and avoiding high-interest loans.

Connecticut Personal Loans Near Me

Amston Ansonia Avon Bantam Beacon Falls Berlin Bethany Bethel Bethlehem Bloomfield Bozrah Branford Bridgeport Bristol Britain Broad Brook Brookfield Brooklyn Burlington Canaan Canterbury Canton Centerbrook Cheshire Clinton Colchester Cornwall Bridge Cos Cob Coventry Cromwell Danbury Danielson Darien Dayville Deep River Derby Durham East Berlin East Granby East Hampton East Hartford East Haven East Lyme East Windsor Eastford Easton Ellington Enfield Essex Fairfield Falls Village Farmington Gales Ferry Glastonbury Goshen Granby Greenwich Griswold Grosvenor Dale Groton Guilford Haddam Hamden Hartford Harwinton Haven Hebron Higganum Hill Ivoryton Jewett City Kensington Kent Killingworth Lakeville Lebanon Ledyard Litchfield London Lyme Madison Manchester Mansfield Mansfield Center Marlborough Meriden Middlebury Middlefield Middletown Milford Monroe Montville Moodus Moosup Morris Mystic Naugatuck New Britain New Canaan New Fairfield New Hartford New Haven New London New Milford Newington Newtown Niantic Norfolk Historic District Noroton Heights North Branford North Haven North Stonington North Windham Northford Norwalk Norwich Oakdale Oakville Old Greenwich Old Lyme Old Mystic Old Saybrook Orange Oxford Pawcatuck Plainfield Plainville Plantsville Plymouth Pomfret Center Preston Prospect Putnam Quaker Hill Redding Ridgefield Riverside Rockville Rocky Hill Roxbury Salem Salisbury Seymour Sharon Shelton Sherman Simsbury Somers South Glastonbury South Lyme South Windsor Southbury Southington Southport Stafford Stafford Springs Stamford Stonington Storrs Stratford Suffield Taftville Tariffville Terryville Thomaston Tolland Torrington Trumbull Uncasville Unionville Vernon Wallingford Washington Washington Depot Waterbury Waterford Watertown Weatogue West Hartford West Haven West Simsbury West Suffield Westbrook Weston Westport Wethersfield Willimantic Wilton Windsor Windsor Locks Winsted Wolcott Woodbridge Woodbury Woodstock Yantic