Niantic Personal Loan in 2025

Common Capital is a Help Organization dedicated to providing the public with comprehensive, accurate, and accessible online information about payday loans in Connecticut

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Eligibility Criteria for Personal Loans

  • Valid Identification: A government-issued ID is necessary to verify your identity.
  • Proof of Income: Recent pay stubs or bank statements to demonstrate financial stability.
  • Bank Account: An active bank account is required for the transfer of funds.
  • Contact Information: Provide a current phone number and email address.
  • Minimum Age: Applicants must be at least 18 years old.
  • Residency: Must be a resident of the area serviced by the NGO.

Trusted Personal Loan Lenders in Niantic, CT

Explore a curated list of trusted personal loan lenders, dedicated to offering transparent, reliable, and flexible financing solutions to meet your financial needs efficiently and responsibly.

Lender
User Ratings
Address
Phone
Category
Chelsea Groton Bank
User Raiting:
4.20
Address: 21 Pennsylvania Ave, Niantic, CT 06357
Phone: +1 (860) 448-4282
Category: Bank
Citizens Bank
User Raiting:
3.80
Address: 43 Pennsylvania Ave, Niantic, CT 06357
Phone: +1 (860) 739-1300
Category: Bank
People's United Bank
User Raiting:
3.70
Address: 248 Flanders Rd, Niantic, CT 06357
Phone: +1 (860) 739-8323
Category: Bank

What Are the Alternatives for Short-term Loans in Niantic?

Explore various options beyond payday loans, including credit unions, personal loans, and community assistance programs, to access safe and affordable financial solutions during emergencies.

Installment Loans No Credit Check

Installment loans provide borrowers a lump sum, repayable in scheduled payments, often with fixed interest, over a specified term, ensuring financial predictability without needing a credit check.

Fast Cash Loans

Fast cash loans offer short-term financial relief with quick processing and approval, designed to address immediate needs, typically repaid by the borrower's next payday.

Instant Title Loans

Instant title loans require borrowers to use their vehicle title as collateral, offering prompt access to funds while maintaining vehicle use, repaid under agreed terms.

Emergency Loan Quick

Emergency loans provide rapid financial support for unexpected expenses, offering short-term solutions to help manage urgent needs and stabilize precarious financial situations.

Payday Loans Online

Payday loans online offer a short-term funding solution, accessible via the internet, designed to bridge income gaps until the next payday, usually accompanied by high interest rates.

Guaranteed P2P Loans

Guaranteed peer-to-peer loans involve borrowing funds directly from individuals via online platforms, offering a personal touch and potentially lower interest rates compared to traditional lenders.

Online Debt Consolidation Loans

Online debt consolidation loans combine multiple debts into a single, manageable loan with a lower interest rate, simplifying repayment and potentially reducing financial stress.

Bad Credit Loans Instant

Bad credit loans offer options to borrowers with poor credit scores, providing access to necessary funds, often with higher interest rates and tailored repayment terms.

How to Use Personal Loans - Useful Resources

Explore our comprehensive guide on personal loans. Access valuable resources and learn how to effectively use personal loans to manage your financial needs responsibly and efficiently.

Industry
Address
Phone
Car Wash
Address: 230 Flanders Road, Niantic, CT 06357
Phone: +1 (860) 739-3350
Fitness Club & Center
Address: 287 Main Street, Niantic, CT 06357
Phone: +1 (860) 739-3991
Government Office
Address: 41 Society Road, Niantic, CT 06357
Phone: +1 (860) 739-5828
Hotel
Address: 345 Main Street, Niantic, CT 06357
Phone: +1 (860) 739-5451
Motorcycle Repair
Address: Methodist Street, Niantic, CT 06357
Phone: +1 (860) 691-0757
Museum
Address: 33 Pennsylvania Avenue, Niantic, CT 06357
Phone: +1 (860) 739-0761
Pharmacy
Address: 10 Liberty Way, Niantic, CT 06357
Phone: +1 (860) 691-1002
Restaurant
Address: 243 Main Street, Niantic, CT 06357
Phone: +1 (860) 451-8205
Specialist
Address: 179 Flanders Road, Niantic, CT 06357
Phone: +1 (860) 691-0253
Sports Equipment & Clothing
Address: 193 Pennsylvania Avenue, Niantic, CT 06357
Phone: +1 (860) 739-0161
Veterinarian
Address: 95 Pennsylvania Avenue, Niantic, CT 06357
Phone: +1 (860) 739-2830

How to Get to Niantic

Complaints about Short-Term Loans in Connecticut

Issue Type
Amount of Complaints
Charged fees or interest you didn't expect
79
Problem when making payments
58
Getting the loan
47
Problem with the payoff process at the end of the loan
28
Struggling to pay your loan
27
Getting a line of credit
22
Incorrect information on your report
17
Charged fees or interest I didn't expect
14
Problem with additional add-on products or services
13
Can't stop withdrawals from your bank account
8
The data is taken from consumer complaint database created by Consumer Financial Protection Bureau

Submit a Complaint for a Short-term lender in Niantic

If you need to submit a complaint against a payday lender, the Connecticut Department of Banking is the regulatory authority that can assist. This department oversees financial institutions and consumer credit matters, including issues related to payday loans.

  • 260 Constitution Plaza, Hartford, Connecticut 06103-1800
  • (860) 240-8299 or Toll-free: 1-800-831-7225
Submit a Complaint

Frequently Asked Questions about Short-term Loans

Are Payday Loans Legal in Connecticut?

No, payday loans are illegal in Connecticut. The state has laws in place that prohibit high-interest payday loans to protect consumers from potentially predatory lending practices.

What are Some Safer Alternatives to Payday Loans in Connecticut?

In Connecticut, safer alternatives to payday loans include personal loans from banks or credit unions, credit card cash advances, borrowing from friends or family, or small-dollar loans from reputable financial institutions. These options are typically more consumer-friendly and offer more favorable terms.

How Can I Report Illegal Payday Lending?

If you come across a lender offering payday loans, you should report them to the Connecticut Department of Banking. Reporting such activities helps enforce consumer protection laws and safeguards other consumers.

What Should I Consider Before Taking Out Short-Term Loans?

Before taking out short-term loans in Connecticut, it's important to review the interest rates, fees, and repayment terms. Ensure that the lender is licensed and that the loan terms comply with state regulations.

Where Can I Find Financial Advice and Assistance in Connecticut?

For financial advice and assistance, resources such as the Connecticut Legal Services can be very helpful. These organizations provide guidance on budgeting, debt management, and financial planning.

How Can I Improve My Financial Situation to Avoid High-Interest Loans?

Improving your financial situation in Connecticut involves creating a budget, building an emergency fund, reducing unnecessary expenses, and educating yourself about personal finance. Seeking advice from financial advisors can also help in making informed financial decisions and avoiding high-interest loans.

Connecticut Personal Loans Near Me

Amston Ansonia Avon Bantam Beacon Falls Berlin Bethany Bethel Bethlehem Bloomfield Bozrah Branford Bridgeport Bristol Britain Broad Brook Brookfield Brooklyn Burlington Canaan Canterbury Canton Centerbrook Cheshire Clinton Colchester Cornwall Bridge Cos Cob Coventry Cromwell Danbury Danielson Darien Dayville Deep River Derby Durham East Berlin East Granby East Hampton East Hartford East Haven East Lyme East Windsor Eastford Easton Ellington Enfield Essex Fairfield Falls Village Farmington Gales Ferry Glastonbury Goshen Granby Greenwich Griswold Grosvenor Dale Groton Guilford Haddam Hamden Hartford Harwinton Haven Hebron Higganum Hill Ivoryton Jewett City Kensington Kent Killingworth Lakeville Lebanon Ledyard Litchfield London Lyme Madison Manchester Mansfield Mansfield Center Marlborough Meriden Middlebury Middlefield Middletown Milford Monroe Montville Moodus Moosup Morris Mystic Naugatuck New Britain New Canaan New Fairfield New Hartford New Haven New London New Milford Newington Newtown Niantic Norfolk Historic District Noroton Heights North Branford North Haven North Stonington North Windham Northford Norwalk Norwich Oakdale Oakville Old Greenwich Old Lyme Old Mystic Old Saybrook Orange Oxford Pawcatuck Plainfield Plainville Plantsville Plymouth Pomfret Center Preston Prospect Putnam Quaker Hill Redding Ridgefield Riverside Rockville Rocky Hill Roxbury Salem Salisbury Seymour Sharon Shelton Sherman Simsbury Somers South Glastonbury South Lyme South Windsor Southbury Southington Southport Stafford Stafford Springs Stamford Stonington Storrs Stratford Suffield Taftville Tariffville Terryville Thomaston Tolland Torrington Trumbull Uncasville Unionville Vernon Wallingford Washington Washington Depot Waterbury Waterford Watertown Weatogue West Hartford West Haven West Simsbury West Suffield Westbrook Weston Westport Wethersfield Willimantic Wilton Windsor Windsor Locks Winsted Wolcott Woodbridge Woodbury Woodstock Yantic