Durham Personal Loan in 2025

Common Capital is a Help Organization dedicated to providing the public with comprehensive, accurate, and accessible online information about payday loans in Connecticut

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Eligibility Criteria for Personal Loans

  • Valid government-issued identification.
  • Proof of stable income, such as recent pay stubs or bank statements.
  • Active checking account details for direct deposit.
  • Current contact information, including phone number and email address.
  • Minimum age of 18 years old.
  • Residence within the serviceable area as defined by the NGO.
  • Completed application form with accurate personal and financial data.
  • No existing outstanding instant cash advances with the NGO.

Trusted Personal Loan Lenders in Durham, CT

Explore our curated list of trusted personal loan lenders, dedicated to offering compassionate financial solutions tailored to meet the unique needs of our community. Empower your future today.

Lender
User Ratings
Address
Phone
Category
Liberty Bank
User Raiting:
5.00
Address: 357 Main St, Durham, CT 06422
Phone: +1 (888) 570-0773
Category: Bank
Norcom Mortgage
User Raiting:
3.00
Address: 16 Main St #206, Durham, CT 06422
Phone: +1 (860) 788-6984
Category: Financial institution

What Are the Alternatives for Short-term Loans in Durham?

Discover safer financial solutions beyond payday loans, offering flexibility, lower interest rates, and sustainable options to help manage urgent expenses without the high risks or debt traps.

Quick Installment Loans

Quick installment loans allow borrowers to repay debt in regular payments over a set period, offering a structured alternative to traditional payday loans.

Fast Cash Loans

Fast cash loans provide immediate short-term financial solutions for unexpected expenses, typically requiring full repayment by the borrower's next paycheck.

Instant Title Loans

Instant title loans use your vehicle title as collateral, offering a fast way to access funds while allowing you to keep driving your car.

Emergency Loans Online

Emergency loans online quickly deliver funds for urgent needs, accessible through convenient online applications without lengthy approval processes.

Payday Loans No Credit Check

Payday loans with no credit check provide short-term, high-interest advances for immediate cash needs, usually due on the borrower’s next payday.

P2P Loans Guaranteed

Guaranteed P2P loans connect borrowers directly with individual lenders, offering potentially lower rates and flexible terms through an online marketplace.

Debt Consolidation Loans Fast

Fast debt consolidation loans combine multiple debts into a single manageable loan with a lower interest rate, simplifying repayment and reducing financial stress.

Bad Credit Loans Instant

Instant bad credit loans cater to borrowers with poor credit scores, providing access to funds without the need for a stellar credit history.

How to Use Personal Loans - Useful Resources

Explore the ins and outs of personal loans with our comprehensive guide. Access useful resources to make informed decisions and manage your finances effectively. Start your journey today!

Industry
Address
Phone
Car Repair and Service
Address: 428 Main Street, Durham, CT 06422
Phone: +1 (860) 349-2273
Horse Riding Center
Address: 186 Higganum Road, Durham, CT 06422
Phone: +1 (860) 349-0762
Sandwich Restaurant
Address: 349 Main Street, Durham, CT 06422
Phone: +1 (860) 349-1125
Wine & Spirits
Address: 6 Main Street, Durham, CT 06422
Phone: +1 (860) 349-5646

How to Get to Durham

Complaints about Short-Term Loans in Connecticut

Issue Type
Amount of Complaints
Charged fees or interest you didn't expect
79
Problem when making payments
58
Getting the loan
47
Problem with the payoff process at the end of the loan
28
Struggling to pay your loan
27
Getting a line of credit
22
Incorrect information on your report
17
Charged fees or interest I didn't expect
14
Problem with additional add-on products or services
13
Can't stop withdrawals from your bank account
8
The data is taken from consumer complaint database created by Consumer Financial Protection Bureau

Submit a Complaint for a Short-term lender in Durham

If you need to submit a complaint against a payday lender, the Connecticut Department of Banking is the regulatory authority that can assist. This department oversees financial institutions and consumer credit matters, including issues related to payday loans.

  • 260 Constitution Plaza, Hartford, Connecticut 06103-1800
  • (860) 240-8299 or Toll-free: 1-800-831-7225
Submit a Complaint

Frequently Asked Questions about Short-term Loans

Are Payday Loans Legal in Connecticut?

No, payday loans are illegal in Connecticut. The state has laws in place that prohibit high-interest payday loans to protect consumers from potentially predatory lending practices.

What are Some Safer Alternatives to Payday Loans in Connecticut?

In Connecticut, safer alternatives to payday loans include personal loans from banks or credit unions, credit card cash advances, borrowing from friends or family, or small-dollar loans from reputable financial institutions. These options are typically more consumer-friendly and offer more favorable terms.

How Can I Report Illegal Payday Lending?

If you come across a lender offering payday loans, you should report them to the Connecticut Department of Banking. Reporting such activities helps enforce consumer protection laws and safeguards other consumers.

What Should I Consider Before Taking Out Short-Term Loans?

Before taking out short-term loans in Connecticut, it's important to review the interest rates, fees, and repayment terms. Ensure that the lender is licensed and that the loan terms comply with state regulations.

Where Can I Find Financial Advice and Assistance in Connecticut?

For financial advice and assistance, resources such as the Connecticut Legal Services can be very helpful. These organizations provide guidance on budgeting, debt management, and financial planning.

How Can I Improve My Financial Situation to Avoid High-Interest Loans?

Improving your financial situation in Connecticut involves creating a budget, building an emergency fund, reducing unnecessary expenses, and educating yourself about personal finance. Seeking advice from financial advisors can also help in making informed financial decisions and avoiding high-interest loans.

Connecticut Personal Loans Near Me

Amston Ansonia Avon Bantam Beacon Falls Berlin Bethany Bethel Bethlehem Bloomfield Bozrah Branford Bridgeport Bristol Britain Broad Brook Brookfield Brooklyn Burlington Canaan Canterbury Canton Centerbrook Cheshire Clinton Colchester Cornwall Bridge Cos Cob Coventry Cromwell Danbury Danielson Darien Dayville Deep River Derby Durham East Berlin East Granby East Hampton East Hartford East Haven East Lyme East Windsor Eastford Easton Ellington Enfield Essex Fairfield Falls Village Farmington Gales Ferry Glastonbury Goshen Granby Greenwich Griswold Grosvenor Dale Groton Guilford Haddam Hamden Hartford Harwinton Haven Hebron Higganum Hill Ivoryton Jewett City Kensington Kent Killingworth Lakeville Lebanon Ledyard Litchfield London Lyme Madison Manchester Mansfield Mansfield Center Marlborough Meriden Middlebury Middlefield Middletown Milford Monroe Montville Moodus Moosup Morris Mystic Naugatuck New Britain New Canaan New Fairfield New Hartford New Haven New London New Milford Newington Newtown Niantic Norfolk Historic District Noroton Heights North Branford North Haven North Stonington North Windham Northford Norwalk Norwich Oakdale Oakville Old Greenwich Old Lyme Old Mystic Old Saybrook Orange Oxford Pawcatuck Plainfield Plainville Plantsville Plymouth Pomfret Center Preston Prospect Putnam Quaker Hill Redding Ridgefield Riverside Rockville Rocky Hill Roxbury Salem Salisbury Seymour Sharon Shelton Sherman Simsbury Somers South Glastonbury South Lyme South Windsor Southbury Southington Southport Stafford Stafford Springs Stamford Stonington Storrs Stratford Suffield Taftville Tariffville Terryville Thomaston Tolland Torrington Trumbull Uncasville Unionville Vernon Wallingford Washington Washington Depot Waterbury Waterford Watertown Weatogue West Hartford West Haven West Simsbury West Suffield Westbrook Weston Westport Wethersfield Willimantic Wilton Windsor Windsor Locks Winsted Wolcott Woodbridge Woodbury Woodstock Yantic