Southbury Personal Loan in 2025

Common Capital is a Help Organization dedicated to providing the public with comprehensive, accurate, and accessible online information about payday loans in Connecticut

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Connecticut Southbury

Eligibility Criteria for Personal Loans

  • Must be a registered member of the NGO.
  • Proof of consistent participation in NGO activities over the last six months.
  • A recommendation letter from a senior member or coordinator.
  • Valid identification documents (national ID or passport).
  • Completed application form available on the NGO's website.
  • Proof of emergency or urgent financial need.
  • Commitment to adhere to our repayment plan and guidelines.
  • Consent to terms and conditions associated with the cash advance.

Trusted Personal Loan Lenders in Southbury, CT

Discover reliable and reputable personal loan lenders with our curated list, ensuring security and trust for your financial needs. Explore lenders committed to transparency and excellent service.

Lender
User Ratings
Address
Phone
Category
Stifel
User Raiting:
5.00
Address: 465 Heritage Rd UNIT 2, Southbury, CT 06488
Phone: +1 (203) 586-4505
Category: Financial institution
Bedard & Co
User Raiting:
5.00
Address: 30 Poverty Rd, Southbury, CT 06488
Phone: +1 (203) 264-4454
Category: Financial institution
Wells Fargo Bank
User Raiting:
4.20
Address: 229 Main St S, Southbury, CT 06488
Phone: +1 (203) 573-5390
Category: Bank
Webster Bank
User Raiting:
4.00
Address: 100 Main St N, Southbury, CT 06488
Phone: +1 (203) 264-2444
Category: Bank
Newtown Savings Bank - Southbury
User Raiting:
3.70
Address: 685 Main St S, Southbury, CT 06488
Phone: +1 (203) 262-0400
Category: Bank
Chase Bank
User Raiting:
2.90
Address: 775 Main St S, Southbury, CT 06488
Phone: +1 (203) 267-3402
Category: Bank
Ion Bank
User Raiting:
2.60
Address: 363 Main St S, Southbury, CT 06488
Phone: +1 (203) 729-4442
Category: Bank
Bank of America (with Drive-thru ATM)
User Raiting:
1.80
Address: 12 Main St S, Southbury, CT 06488
Phone: +1 (203) 264-8241
Category: Bank

What Are the Alternatives for Short-term Loans in Southbury?

Explore viable options to payday loans, including credit counseling, personal loans, and local community programs, offering more sustainable financial solutions to help you manage emergencies responsibly.

Quick Installment Loans

Installment loans allow borrowing a lump sum repaid over regular intervals. With fixed monthly payments, they offer manageable repayment terms for borrowers.

Guaranteed Cash Loans

Cash loans provide immediate funds for urgent needs. Typically short-term, these loans meet unexpected expenses quickly, often without needing collateral.

Instant Title Loans

Title loans require using your vehicle title as collateral. They provide fast access to funds but risk asset possession if repayment defaults occur.

Emergency Loans Online

Emergency loans assist in urgent financial situations, offering rapid relief. They ensure immediate access to needed funds, often with flexible eligibility criteria.

Payday Loans Online Fast

Payday loans online offer short-term, small dollar borrowing. Designed for financial emergencies, they typically require repayment by the next paycheck.

P2P Loans No Credit Check

P2P loans connect borrowers directly with individual investors. Often facilitated online, they provide personalized lending solutions without traditional bank involvement.

Debt Consolidation Loans Guaranteed

Debt consolidation loans merge multiple debts into one manageable payment. They aim to streamline repayment and may offer lower interest rates and simplified budgeting.

Bad Credit Loans Fast

Bad credit loans offer financing solutions to those with poor credit histories. They provide crucial access to funds when traditional credit options are unavailable.

How to Use Personal Loans - Useful Resources

Explore our comprehensive guide on personal loans: discover essential tips, insightful resources, and practical steps to effectively manage and benefit from short-term loan solutions. Empower your financial journey.

Industry
Address
Phone
B&B/Guest House
Address: 18B Heritage Village, Southbury, CT 06488
Phone: +1 (845) 796-2554
Car Repair and Service
Address: 134 Main Street South, Southbury, CT 06488
Phone: +1 (203) 405-0495
Club & Association
Address: 340 Main Street North, Southbury, CT 06488
Phone: +1 (203) 264-4626
Construction Material & Equipment
Address: 385 Main Street South, Southbury, CT 06488
Phone: +1 (203) 264-4800
Dentist
Address: 77 Main Street North, Southbury, CT 06488
Phone: +1 (203) 264-0678
Doctor
Address: 2 Pomperaug Office Park, Southbury, CT 06488
-
Fitness Club & Center
Address: 33 Bullet Hill Road, Southbury, CT 06488
Phone: +1 (203) 262-0303
Government Office
Address: 501 Main Street South, Southbury, CT 06488
Phone: +1 (203) 262-0657
Local Post Office
Address: 710 Main St S, Southbury, CT 06488
Phone: +1 (203) 264-2779
Museum
Address: 88 Main Street South, Southbury, CT 06488
Phone: +1 (203) 586-1474
Pharmacy
Address: 370 Main Street South, Southbury, CT 06488
Phone: +1 (203) 267-6718
Shopping Center
Address: 134 Main St N, Southbury, CT 06488
-

How to Get to Southbury

Complaints about Short-Term Loans in Connecticut

Issue Type
Amount of Complaints
Charged fees or interest you didn't expect
79
Problem when making payments
58
Getting the loan
47
Problem with the payoff process at the end of the loan
28
Struggling to pay your loan
27
Getting a line of credit
22
Incorrect information on your report
17
Charged fees or interest I didn't expect
14
Problem with additional add-on products or services
13
Can't stop withdrawals from your bank account
8
The data is taken from consumer complaint database created by Consumer Financial Protection Bureau

Submit a Complaint for a Short-term lender in Southbury

If you need to submit a complaint against a payday lender, the Connecticut Department of Banking is the regulatory authority that can assist. This department oversees financial institutions and consumer credit matters, including issues related to payday loans.

  • 260 Constitution Plaza, Hartford, Connecticut 06103-1800
  • (860) 240-8299 or Toll-free: 1-800-831-7225
Submit a Complaint

Frequently Asked Questions about Short-term Loans

Are Payday Loans Legal in Connecticut?

No, payday loans are illegal in Connecticut. The state has laws in place that prohibit high-interest payday loans to protect consumers from potentially predatory lending practices.

What are Some Safer Alternatives to Payday Loans in Connecticut?

In Connecticut, safer alternatives to payday loans include personal loans from banks or credit unions, credit card cash advances, borrowing from friends or family, or small-dollar loans from reputable financial institutions. These options are typically more consumer-friendly and offer more favorable terms.

How Can I Report Illegal Payday Lending?

If you come across a lender offering payday loans, you should report them to the Connecticut Department of Banking. Reporting such activities helps enforce consumer protection laws and safeguards other consumers.

What Should I Consider Before Taking Out Short-Term Loans?

Before taking out short-term loans in Connecticut, it's important to review the interest rates, fees, and repayment terms. Ensure that the lender is licensed and that the loan terms comply with state regulations.

Where Can I Find Financial Advice and Assistance in Connecticut?

For financial advice and assistance, resources such as the Connecticut Legal Services can be very helpful. These organizations provide guidance on budgeting, debt management, and financial planning.

How Can I Improve My Financial Situation to Avoid High-Interest Loans?

Improving your financial situation in Connecticut involves creating a budget, building an emergency fund, reducing unnecessary expenses, and educating yourself about personal finance. Seeking advice from financial advisors can also help in making informed financial decisions and avoiding high-interest loans.

Connecticut Personal Loans Near Me

Amston Ansonia Avon Bantam Beacon Falls Berlin Bethany Bethel Bethlehem Bloomfield Bozrah Branford Bridgeport Bristol Britain Broad Brook Brookfield Brooklyn Burlington Canaan Canterbury Canton Centerbrook Cheshire Clinton Colchester Cornwall Bridge Cos Cob Coventry Cromwell Danbury Danielson Darien Dayville Deep River Derby Durham East Berlin East Granby East Hampton East Hartford East Haven East Lyme East Windsor Eastford Easton Ellington Enfield Essex Fairfield Falls Village Farmington Gales Ferry Glastonbury Goshen Granby Greenwich Griswold Grosvenor Dale Groton Guilford Haddam Hamden Hartford Harwinton Haven Hebron Higganum Hill Ivoryton Jewett City Kensington Kent Killingworth Lakeville Lebanon Ledyard Litchfield London Lyme Madison Manchester Mansfield Mansfield Center Marlborough Meriden Middlebury Middlefield Middletown Milford Monroe Montville Moodus Moosup Morris Mystic Naugatuck New Britain New Canaan New Fairfield New Hartford New Haven New London New Milford Newington Newtown Niantic Norfolk Historic District Noroton Heights North Branford North Haven North Stonington North Windham Northford Norwalk Norwich Oakdale Oakville Old Greenwich Old Lyme Old Mystic Old Saybrook Orange Oxford Pawcatuck Plainfield Plainville Plantsville Plymouth Pomfret Center Preston Prospect Putnam Quaker Hill Redding Ridgefield Riverside Rockville Rocky Hill Roxbury Salem Salisbury Seymour Sharon Shelton Sherman Simsbury Somers South Glastonbury South Lyme South Windsor Southbury Southington Southport Stafford Stafford Springs Stamford Stonington Storrs Stratford Suffield Taftville Tariffville Terryville Thomaston Tolland Torrington Trumbull Uncasville Unionville Vernon Wallingford Washington Washington Depot Waterbury Waterford Watertown Weatogue West Hartford West Haven West Simsbury West Suffield Westbrook Weston Westport Wethersfield Willimantic Wilton Windsor Windsor Locks Winsted Wolcott Woodbridge Woodbury Woodstock Yantic