Lyme Personal Loan in 2025

Common Capital is a Help Organization dedicated to providing the public with comprehensive, accurate, and accessible online information about payday loans in Connecticut

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Eligibility Criteria for Personal Loans

  • A valid government-issued ID for identification verification.
  • Proof of income, such as recent pay stubs or bank statements, to demonstrate financial stability.
  • A completed application form, available on our website or at our local office.
  • Valid contact information, including phone number and email address.
  • Must be at least 18 years of age and a resident of the country.
  • Agreement to the terms and conditions stated in the application.
  • Bank account details for fund transfer, preferably with online banking access.

What Are the Alternatives for Short-term Loans in Lyme?

Discover viable financial options that can replace payday loans, offering more manageable repayment terms and lower interest rates, ensuring a sustainable financial future for individuals in need.

Quick Installment Loans

Quick installment loans allow borrowers to repay the loan over a set period through scheduled payments, providing manageable financial relief and flexibility compared to lump-sum payment requirements.

Fast Cash Loans

Fast cash loans provide quick access to funds, typically without requiring extensive paperwork or credit checks, making them ideal for urgent financial needs.

Online Title Loans

Online title loans let borrowers use their vehicle title as collateral while maintaining vehicle use, offering convenient access to funds based on the car's value.

Instant Emergency Loans

Instant emergency loans provide quick financial assistance during unforeseen circumstances, helping borrowers cover urgent expenses without having to wait for extended approval processes.

Payday Loans Online

Payday loans online offer short-term, high-interest loans designed to cover immediate financial needs, usually requiring repayment by the next payday.

No Credit Check P2P Loans

No credit check P2P loans allow individuals to borrow money directly from other individuals, bypassing traditional financial institutions and credit checks.

Guaranteed Debt Consolidation Loans

Guaranteed debt consolidation loans combine multiple debts into one, simplifying repayment and often reducing interest rates, leading to more manageable financial obligations.

Bad Credit Loans Online

Bad credit loans online offer a financial option for borrowers with poor credit histories, providing necessary funds even with less favorable credit scores.

How to Use Personal Loans - Useful Resources

Discover effective strategies for utilizing personal loans wisely. Access a curated collection of resources designed to help you make informed financial decisions and manage your finances responsibly.

Industry
Address
Phone
Banquet Rooms
Address: 40 McCurdy Road, Old Lyme, CT 06371
Phone: +1 (860) 434-7189
Club & Association
Address: 8 Vista Drive, Old Lyme, CT 06371
Phone: +1 (860) 434-7002
Dentist
Address: 306 Flanders Road, East Lyme, CT 06333
Phone: +1 (860) 739-7084
Doctor
Address: 19 Halls Road, Old Lyme, CT 06371
Phone: +1 (860) 434-9882
Fitness Club & Center
Address: 54 Halls Road, Old Lyme, CT 06371
Phone: +1 (860) 434-3332
Government Office
Address: 60 Mount Archer Road, Old Lyme, CT 06371
Phone: +1 (860) 434-6476
Library
Address: 96 Lyme St, Old Lyme, CT 06371
Phone: +1 (860) 434-5542
Museum
Address: Mile Creek Road, Old Lyme, CT 06371
Phone: +1 (860) 434-5108

How to Get to Lyme

Complaints about Short-Term Loans in Connecticut

Issue Type
Amount of Complaints
Charged fees or interest you didn't expect
79
Problem when making payments
58
Getting the loan
47
Problem with the payoff process at the end of the loan
28
Struggling to pay your loan
27
Getting a line of credit
22
Incorrect information on your report
17
Charged fees or interest I didn't expect
14
Problem with additional add-on products or services
13
Can't stop withdrawals from your bank account
8
The data is taken from consumer complaint database created by Consumer Financial Protection Bureau

Submit a Complaint for a Short-term lender in Lyme

If you need to submit a complaint against a payday lender, the Connecticut Department of Banking is the regulatory authority that can assist. This department oversees financial institutions and consumer credit matters, including issues related to payday loans.

  • 260 Constitution Plaza, Hartford, Connecticut 06103-1800
  • (860) 240-8299 or Toll-free: 1-800-831-7225
Submit a Complaint

Frequently Asked Questions about Short-term Loans

Are Payday Loans Legal in Connecticut?

No, payday loans are illegal in Connecticut. The state has laws in place that prohibit high-interest payday loans to protect consumers from potentially predatory lending practices.

What are Some Safer Alternatives to Payday Loans in Connecticut?

In Connecticut, safer alternatives to payday loans include personal loans from banks or credit unions, credit card cash advances, borrowing from friends or family, or small-dollar loans from reputable financial institutions. These options are typically more consumer-friendly and offer more favorable terms.

How Can I Report Illegal Payday Lending?

If you come across a lender offering payday loans, you should report them to the Connecticut Department of Banking. Reporting such activities helps enforce consumer protection laws and safeguards other consumers.

What Should I Consider Before Taking Out Short-Term Loans?

Before taking out short-term loans in Connecticut, it's important to review the interest rates, fees, and repayment terms. Ensure that the lender is licensed and that the loan terms comply with state regulations.

Where Can I Find Financial Advice and Assistance in Connecticut?

For financial advice and assistance, resources such as the Connecticut Legal Services can be very helpful. These organizations provide guidance on budgeting, debt management, and financial planning.

How Can I Improve My Financial Situation to Avoid High-Interest Loans?

Improving your financial situation in Connecticut involves creating a budget, building an emergency fund, reducing unnecessary expenses, and educating yourself about personal finance. Seeking advice from financial advisors can also help in making informed financial decisions and avoiding high-interest loans.

Connecticut Personal Loans Near Me

Amston Ansonia Avon Bantam Beacon Falls Berlin Bethany Bethel Bethlehem Bloomfield Bozrah Branford Bridgeport Bristol Britain Broad Brook Brookfield Brooklyn Burlington Canaan Canterbury Canton Centerbrook Cheshire Clinton Colchester Cornwall Bridge Cos Cob Coventry Cromwell Danbury Danielson Darien Dayville Deep River Derby Durham East Berlin East Granby East Hampton East Hartford East Haven East Lyme East Windsor Eastford Easton Ellington Enfield Essex Fairfield Falls Village Farmington Gales Ferry Glastonbury Goshen Granby Greenwich Griswold Grosvenor Dale Groton Guilford Haddam Hamden Hartford Harwinton Haven Hebron Higganum Hill Ivoryton Jewett City Kensington Kent Killingworth Lakeville Lebanon Ledyard Litchfield London Lyme Madison Manchester Mansfield Mansfield Center Marlborough Meriden Middlebury Middlefield Middletown Milford Monroe Montville Moodus Moosup Morris Mystic Naugatuck New Britain New Canaan New Fairfield New Hartford New Haven New London New Milford Newington Newtown Niantic Norfolk Historic District Noroton Heights North Branford North Haven North Stonington North Windham Northford Norwalk Norwich Oakdale Oakville Old Greenwich Old Lyme Old Mystic Old Saybrook Orange Oxford Pawcatuck Plainfield Plainville Plantsville Plymouth Pomfret Center Preston Prospect Putnam Quaker Hill Redding Ridgefield Riverside Rockville Rocky Hill Roxbury Salem Salisbury Seymour Sharon Shelton Sherman Simsbury Somers South Glastonbury South Lyme South Windsor Southbury Southington Southport Stafford Stafford Springs Stamford Stonington Storrs Stratford Suffield Taftville Tariffville Terryville Thomaston Tolland Torrington Trumbull Uncasville Unionville Vernon Wallingford Washington Washington Depot Waterbury Waterford Watertown Weatogue West Hartford West Haven West Simsbury West Suffield Westbrook Weston Westport Wethersfield Willimantic Wilton Windsor Windsor Locks Winsted Wolcott Woodbridge Woodbury Woodstock Yantic