Southington Personal Loan in 2025

Common Capital is a Help Organization dedicated to providing the public with comprehensive, accurate, and accessible online information about payday loans in Connecticut

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Eligibility Criteria for Personal Loans

  • Valid government-issued identification.
  • Proof of stable income, such as recent pay stubs or bank statements.
  • Active checking account details for direct deposit.
  • Current contact information, including phone number and email address.
  • Minimum age of 18 years old.
  • Residence within the serviceable area as defined by the NGO.
  • Completed application form with accurate personal and financial data.
  • No existing outstanding instant cash advances with the NGO.

Trusted Personal Loan Lenders in Southington, CT

Explore our curated list of trusted personal loan lenders, ensuring secure and reliable financing options tailored to meet your unique financial needs and empower your aspirations.

Lender
User Ratings
Address
Phone
Category
Embrace Home Loans
User Raiting:
5.00
Address: 1095 West St, Southington, CT 06489
Category: Financial institution
Envoy Mortgage - Southington, CT
User Raiting:
4.90
Address: 56 Center Street, Third Floor, Southington, CT 06489
Phone: +1 (860) 222-2160
Category: Financial institution
New England Home Mortgage LLC
User Raiting:
4.90
Address: 37 W Center St #208, Southington, CT 06489
Phone: +1 (860) 426-2447
Category: Financial institution
Guild Mortgage Company
User Raiting:
4.20
Address: 26 N Main St Suite 1b, Southington, CT 06489
Phone: +1 (860) 430-3888
Category: Financial institution
First World Mortgage
User Raiting:
3.50
Address: 963 Queen St b, Southington, CT 06489
Phone: +1 (860) 479-9220
Category: Financial institution
TD Bank
User Raiting:
3.30
Address: 121 Main St, Southington, CT 06489
Phone: +1 (860) 620-6515
Category: Bank
People's United Bank
User Raiting:
3.10
Address: 505 N Main St, Southington, CT 06489
Phone: +1 (860) 276-0742
Category: Bank
People's United Bank
User Raiting:
3.00
Address: 1 Center St, Southington, CT 06489
Phone: +1 (860) 620-1502
Category: Bank
Valley Bank
User Raiting:
1.00
Address: 98 Main St, Southington, CT 06489
Phone: +1 (860) 621-6348
Category: Bank

What Are the Alternatives for Short-term Loans in Southington?

Explore various financial options beyond payday loans, offering safer, more sustainable solutions to meet urgent monetary needs, reduce debt burdens, and promote long-term financial wellness.

Instant Installment Loans

Instant installment loans offer borrowers a fixed repayment schedule over time, making it easier to budget and manage large expenses without the burden of lump-sum payments.

Quick Cash Loans

Quick cash loans provide immediate financial relief for urgent needs, offering short-term borrowing often without extensive approval processes.

Fast Title Loans

Fast title loans allow borrowers to use their vehicle titles as collateral, ensuring swift access to funds while continuing to use their vehicles.

Emergency Loans Online

Emergency loans online cater to unforeseen expenses, providing rapid financial assistance to address urgent crises and cover unexpected costs.

No Credit Check Payday Loans Online

No credit check payday loans online offer short-term financial solutions with minimal approval requirements, designed to bridge gaps between paychecks.

P2P Loans Guaranteed

P2P loans guaranteed leverage peer-to-peer platforms, connecting individual lenders with borrowers for a more personalized financing experience.

Online Debt Consolidation Loans

Online debt consolidation loans merge multiple debts into a single payment, simplifying financial management and potentially reducing overall interest rates.

Bad Credit Loans Fast

Bad credit loans fast offer financing solutions for individuals with poor credit histories, emphasizing accessibility and rapid processing to meet urgent financial needs.

How to Use Personal Loans - Useful Resources

Explore essential resources on using personal loans wisely. Our guide empowers you with crucial insights and tools, ensuring you make informed financial decisions effectively and responsibly.

Industry
Address
Phone
Car Repair and Service
Address: 1900 West Street, Southington, CT 06489
Phone: +1 (860) 385-2927
Club & Association
Address: 122 Spring Street, Southington, CT 06489
Phone: +1 (860) 426-2710
College/University
Address: 2279 Mount Vernon Road, Southington, CT 06489
Phone: +1 (860) 276-9163
Doctor
Address: 256 North Main Street, Southington, CT 06489
Phone: +1 (860) 276-0225
Fast Food
Address: 866 Queen Street, Southington, CT 06489
-
Fitness Club & Center
Address: 48 North Main Street, Southington, CT 06489
Phone: +1 (203) 924-0553
Hotel
Address: 1081 West Street, Southington, CT 06489
Phone: +1 (860) 620-1100
Movie Theater
Address: 181 Meriden Waterbury Turnpike, Southington, CT 06489
Phone: +1 (860) 628-0029
Museum
Address: 405 Queen Street, Southington, CT 06489
Phone: +1 (860) 621-0266
Pharmacy
Address: 36 North Main Street, Southington, CT 06489
Phone: +1 (860) 628-7979
Real Estate Agent
Address: 956 West Street, Southington, CT 06489
Phone: +1 (860) 621-2819
Shopping Center
Address: 1650 West Street, Southington, CT 06489
Phone: +1 (860) 628-5566
Veterinarian
Address: 1079 Queen Street, Southington, CT 06489
Phone: +1 (860) 793-9162

How to Get to Southington

Complaints about Short-Term Loans in Connecticut

Issue Type
Amount of Complaints
Charged fees or interest you didn't expect
79
Problem when making payments
58
Getting the loan
47
Problem with the payoff process at the end of the loan
28
Struggling to pay your loan
27
Getting a line of credit
22
Incorrect information on your report
17
Charged fees or interest I didn't expect
14
Problem with additional add-on products or services
13
Can't stop withdrawals from your bank account
8
The data is taken from consumer complaint database created by Consumer Financial Protection Bureau

Submit a Complaint for a Short-term lender in Southington

If you need to submit a complaint against a payday lender, the Connecticut Department of Banking is the regulatory authority that can assist. This department oversees financial institutions and consumer credit matters, including issues related to payday loans.

  • 260 Constitution Plaza, Hartford, Connecticut 06103-1800
  • (860) 240-8299 or Toll-free: 1-800-831-7225
Submit a Complaint

Frequently Asked Questions about Short-term Loans

Are Payday Loans Legal in Connecticut?

No, payday loans are illegal in Connecticut. The state has laws in place that prohibit high-interest payday loans to protect consumers from potentially predatory lending practices.

What are Some Safer Alternatives to Payday Loans in Connecticut?

In Connecticut, safer alternatives to payday loans include personal loans from banks or credit unions, credit card cash advances, borrowing from friends or family, or small-dollar loans from reputable financial institutions. These options are typically more consumer-friendly and offer more favorable terms.

How Can I Report Illegal Payday Lending?

If you come across a lender offering payday loans, you should report them to the Connecticut Department of Banking. Reporting such activities helps enforce consumer protection laws and safeguards other consumers.

What Should I Consider Before Taking Out Short-Term Loans?

Before taking out short-term loans in Connecticut, it's important to review the interest rates, fees, and repayment terms. Ensure that the lender is licensed and that the loan terms comply with state regulations.

Where Can I Find Financial Advice and Assistance in Connecticut?

For financial advice and assistance, resources such as the Connecticut Legal Services can be very helpful. These organizations provide guidance on budgeting, debt management, and financial planning.

How Can I Improve My Financial Situation to Avoid High-Interest Loans?

Improving your financial situation in Connecticut involves creating a budget, building an emergency fund, reducing unnecessary expenses, and educating yourself about personal finance. Seeking advice from financial advisors can also help in making informed financial decisions and avoiding high-interest loans.

Connecticut Personal Loans Near Me

Amston Ansonia Avon Bantam Beacon Falls Berlin Bethany Bethel Bethlehem Bloomfield Bozrah Branford Bridgeport Bristol Britain Broad Brook Brookfield Brooklyn Burlington Canaan Canterbury Canton Centerbrook Cheshire Clinton Colchester Cornwall Bridge Cos Cob Coventry Cromwell Danbury Danielson Darien Dayville Deep River Derby Durham East Berlin East Granby East Hampton East Hartford East Haven East Lyme East Windsor Eastford Easton Ellington Enfield Essex Fairfield Falls Village Farmington Gales Ferry Glastonbury Goshen Granby Greenwich Griswold Grosvenor Dale Groton Guilford Haddam Hamden Hartford Harwinton Haven Hebron Higganum Hill Ivoryton Jewett City Kensington Kent Killingworth Lakeville Lebanon Ledyard Litchfield London Lyme Madison Manchester Mansfield Mansfield Center Marlborough Meriden Middlebury Middlefield Middletown Milford Monroe Montville Moodus Moosup Morris Mystic Naugatuck New Britain New Canaan New Fairfield New Hartford New Haven New London New Milford Newington Newtown Niantic Norfolk Historic District Noroton Heights North Branford North Haven North Stonington North Windham Northford Norwalk Norwich Oakdale Oakville Old Greenwich Old Lyme Old Mystic Old Saybrook Orange Oxford Pawcatuck Plainfield Plainville Plantsville Plymouth Pomfret Center Preston Prospect Putnam Quaker Hill Redding Ridgefield Riverside Rockville Rocky Hill Roxbury Salem Salisbury Seymour Sharon Shelton Sherman Simsbury Somers South Glastonbury South Lyme South Windsor Southbury Southington Southport Stafford Stafford Springs Stamford Stonington Storrs Stratford Suffield Taftville Tariffville Terryville Thomaston Tolland Torrington Trumbull Uncasville Unionville Vernon Wallingford Washington Washington Depot Waterbury Waterford Watertown Weatogue West Hartford West Haven West Simsbury West Suffield Westbrook Weston Westport Wethersfield Willimantic Wilton Windsor Windsor Locks Winsted Wolcott Woodbridge Woodbury Woodstock Yantic