Branford Personal Loan in 2025

Common Capital is a Help Organization dedicated to providing the public with comprehensive, accurate, and accessible online information about payday loans in Connecticut

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Eligibility Criteria for Personal Loans

  • Proof of identity: A government-issued ID such as a passport or driver's license.
  • Proof of income: Recent pay stubs or a bank statement to verify your financial situation.
  • Contact information: Valid email address and phone number for communication purposes.
  • Bank account details: An active bank account to receive the funds.
  • Completed application form: Accurately filled out with all required personal and financial details.
  • Age requirement: Must be at least 18 years old to qualify.

Trusted Personal Loan Lenders in Branford, CT

Explore our handpicked list of trusted personal loan lenders, committed to offering transparent terms and competitive rates to support your financial goals with confidence and peace of mind.

Lender
User Ratings
Address
Phone
Category
Chris Affinito - Total Mortgage, NMLS #1499866
User Raiting:
5.00
Address: 1082 Main St, Branford, CT 06405
Phone: +1 (203) 815-4528
Category: Financial institution
Total Mortgage
User Raiting:
5.00
Address: 1082 Main St, Branford, CT 06405
Phone: +1 (203) 643-6280
Category: Financial institution
Stephen Kasperzyk - Total Mortgage, NMLS #1539974
User Raiting:
5.00
Address: 1082 Main St, Branford, CT 06405
Phone: +1 (203) 823-1297
Category: Financial institution
Citizens
User Raiting:
5.00
Address: 332 E Main St, Branford, CT 06405
Phone: +1 (203) 315-6095
Category: Bank
People's United Bank
User Raiting:
4.30
Address: 500 E Main St, Branford, CT 06405
Phone: +1 (203) 488-3508
Category: Bank
Liberty Bank
User Raiting:
4.00
Address: 445 W Main St, Branford, CT 06405
Phone: +1 (888) 570-0773
Category: Bank
CrossPoint Federal Credit Union
User Raiting:
3.80
Address: 249 W Main St, Branford, CT 06405
Phone: +1 (203) 288-1695
Category: Financial institution
Equity Resources, Inc.
User Raiting:
3.70
Address: 28 School St, Branford, CT 06405
Phone: +1 (800) 270-7082
Category: Financial institution
Sachem Lending
User Raiting:
3.00
Address: 698 Main St, Branford, CT 06405
Phone: +1 (203) 433-4736
Category: Financial institution

What Are the Alternatives for Short-term Loans in Branford?

Explore various financial options beyond payday loans, including credit unions, personal loans, and budgeting tools to achieve financial stability without high-interest debt burdens.

Instant Installment Loans

Instant installment loans are personal loans divided into monthly payments, offering predictable repayment schedules. These loans are ideal for borrowers needing time to repay substantial amounts.

Fast Cash Loans

Fast cash loans provide borrowers with quick access to small amounts of money for urgent expenses. Often short-term, they're designed for financial emergencies requiring immediate action.

Quick Title Loans

Quick title loans use the borrower's vehicle as collateral, offering speedy access to funds. They're beneficial for those who own a vehicle outright and need fast financial assistance.

Emergency Loan Online

Emergency loan online services provide rapid funding for unexpected situations, ensuring swift access to necessary funds. They're essential for tackling unforeseen expenses like medical bills or urgent repairs.

Payday Loans Online

Payday loans online are short-term, high-interest loans borrowed against your next paycheck. They provide a convenient way to access funds using a straightforward online application process.

No Credit Check P2P Loans

No credit check P2P loans connect borrowers directly with individual lenders, bypassing traditional financial institutions. They're advantageous for those with poor credit seeking flexible borrowing options.

Guaranteed Debt Consolidation Loans

Guaranteed debt consolidation loans enable borrowers to merge multiple debts into a single payment plan. This simplifies repayment and can reduce overall interest, providing a structured debt-clearing approach.

Online Bad Credit Loans

Online bad credit loans cater to individuals with poor credit histories, offering vital financial solutions. Easy accessibility and tailored terms help borrowers rebuild their credit and manage emergencies.

How to Use Personal Loans - Useful Resources

Explore how to effectively use personal loans for financial emergencies with our curated resources, offering guidance and tools for responsible borrowing and money management.

Industry
Address
Phone
Car Wash
Address: 379 East Main Street, Branford, CT 06405
Phone: +1 (203) 208-3177
Club & Association
Address: 158 South Montowese Street, Branford, CT 06405
Phone: +1 (203) 483-5183
College/University
Address: 1 Commercial Street, Branford, CT 06405
Phone: +1 (203) 208-4042
Doctor
Address: 322 East Main Street, Branford, CT 06405
-
Fitness Club & Center
Address: 965 West Main Street, Branford, CT 06405
Phone: +1 (203) 208-1825
Government Office
Address: 1019 Main Street, Branford, CT 06405
Phone: +1 (203) 483-3998
Hospital
Address: North Main Street, Branford, CT 06405
Phone: +1 (203) 949-1260
Jewelry, Clocks & Watches
Address: 567 Main Street, Branford, CT 06405
Phone: +1 (203) 488-4653
Library
Address: 146 Thimble Island Road, Branford, CT 06405
Phone: +1 (203) 488-8702
Local Post Office
Address: 202 Thimble Island Road, Branford, CT 06405
Phone: +1 (203) 488-5111
Motel
Address: Branford, CT 06405
Phone: +1 (203) 483-5828
Museum
Address: North Main Street, Branford, CT 06405
Phone: +1 (203) 481-3505
Pharmacy
Address: 1036 West Main Street, Branford, CT 06405
Phone: +1 (203) 488-9059
Pizzeria
Address: 66 North Main Street, Branford, CT 06405
Phone: +1 (203) 481-7609
Rent-a-Car Facility
Address: 490 East Main Street, Branford, CT 06405
Phone: +1 (203) 483-2814

How to Get to Branford

Complaints about Short-Term Loans in Connecticut

Issue Type
Amount of Complaints
Charged fees or interest you didn't expect
79
Problem when making payments
58
Getting the loan
47
Problem with the payoff process at the end of the loan
28
Struggling to pay your loan
27
Getting a line of credit
22
Incorrect information on your report
17
Charged fees or interest I didn't expect
14
Problem with additional add-on products or services
13
Can't stop withdrawals from your bank account
8
The data is taken from consumer complaint database created by Consumer Financial Protection Bureau

Submit a Complaint for a Short-term lender in Branford

If you need to submit a complaint against a payday lender, the Connecticut Department of Banking is the regulatory authority that can assist. This department oversees financial institutions and consumer credit matters, including issues related to payday loans.

  • 260 Constitution Plaza, Hartford, Connecticut 06103-1800
  • (860) 240-8299 or Toll-free: 1-800-831-7225
Submit a Complaint

Frequently Asked Questions about Short-term Loans

Are Payday Loans Legal in Connecticut?

No, payday loans are illegal in Connecticut. The state has laws in place that prohibit high-interest payday loans to protect consumers from potentially predatory lending practices.

What are Some Safer Alternatives to Payday Loans in Connecticut?

In Connecticut, safer alternatives to payday loans include personal loans from banks or credit unions, credit card cash advances, borrowing from friends or family, or small-dollar loans from reputable financial institutions. These options are typically more consumer-friendly and offer more favorable terms.

How Can I Report Illegal Payday Lending?

If you come across a lender offering payday loans, you should report them to the Connecticut Department of Banking. Reporting such activities helps enforce consumer protection laws and safeguards other consumers.

What Should I Consider Before Taking Out Short-Term Loans?

Before taking out short-term loans in Connecticut, it's important to review the interest rates, fees, and repayment terms. Ensure that the lender is licensed and that the loan terms comply with state regulations.

Where Can I Find Financial Advice and Assistance in Connecticut?

For financial advice and assistance, resources such as the Connecticut Legal Services can be very helpful. These organizations provide guidance on budgeting, debt management, and financial planning.

How Can I Improve My Financial Situation to Avoid High-Interest Loans?

Improving your financial situation in Connecticut involves creating a budget, building an emergency fund, reducing unnecessary expenses, and educating yourself about personal finance. Seeking advice from financial advisors can also help in making informed financial decisions and avoiding high-interest loans.

Connecticut Personal Loans Near Me

Amston Ansonia Avon Bantam Beacon Falls Berlin Bethany Bethel Bethlehem Bloomfield Bozrah Branford Bridgeport Bristol Britain Broad Brook Brookfield Brooklyn Burlington Canaan Canterbury Canton Centerbrook Cheshire Clinton Colchester Cornwall Bridge Cos Cob Coventry Cromwell Danbury Danielson Darien Dayville Deep River Derby Durham East Berlin East Granby East Hampton East Hartford East Haven East Lyme East Windsor Eastford Easton Ellington Enfield Essex Fairfield Falls Village Farmington Gales Ferry Glastonbury Goshen Granby Greenwich Griswold Grosvenor Dale Groton Guilford Haddam Hamden Hartford Harwinton Haven Hebron Higganum Hill Ivoryton Jewett City Kensington Kent Killingworth Lakeville Lebanon Ledyard Litchfield London Lyme Madison Manchester Mansfield Mansfield Center Marlborough Meriden Middlebury Middlefield Middletown Milford Monroe Montville Moodus Moosup Morris Mystic Naugatuck New Britain New Canaan New Fairfield New Hartford New Haven New London New Milford Newington Newtown Niantic Norfolk Historic District Noroton Heights North Branford North Haven North Stonington North Windham Northford Norwalk Norwich Oakdale Oakville Old Greenwich Old Lyme Old Mystic Old Saybrook Orange Oxford Pawcatuck Plainfield Plainville Plantsville Plymouth Pomfret Center Preston Prospect Putnam Quaker Hill Redding Ridgefield Riverside Rockville Rocky Hill Roxbury Salem Salisbury Seymour Sharon Shelton Sherman Simsbury Somers South Glastonbury South Lyme South Windsor Southbury Southington Southport Stafford Stafford Springs Stamford Stonington Storrs Stratford Suffield Taftville Tariffville Terryville Thomaston Tolland Torrington Trumbull Uncasville Unionville Vernon Wallingford Washington Washington Depot Waterbury Waterford Watertown Weatogue West Hartford West Haven West Simsbury West Suffield Westbrook Weston Westport Wethersfield Willimantic Wilton Windsor Windsor Locks Winsted Wolcott Woodbridge Woodbury Woodstock Yantic