Ridgefield Personal Loan in 2025

Common Capital is a Help Organization dedicated to providing the public with comprehensive, accurate, and accessible online information about payday loans in Connecticut

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Eligibility Criteria for Personal Loans

  • Valid government-issued identification (e.g., passport, driver's license).
  • Proof of income, such as recent pay stubs or bank statements.
  • Active bank account information for fund transfer verification.
  • Completed application form with accurate personal details.
  • Explanation of the urgent need for financial assistance.
  • Contact information including phone number and email address.
  • Consent to perform a credit check, if required by the organization.
  • Agreement to terms and conditions outlined by the NGO.

Trusted Personal Loan Lenders in Ridgefield, CT

Explore our handpicked list of trusted personal loan lenders, committed to providing reliable financial solutions with transparency and customer satisfaction as their top priorities. Find your perfect match today.

Lender
User Ratings
Address
Phone
Category
Mark Zaia - Total Mortgage, NMLS #70490
User Raiting:
5.00
Address: 23 Catoonah St 1st Floor, Ridgefield, CT 06877
Phone: +1 (203) 731-1573
Category: Financial institution
Total Mortgage
User Raiting:
5.00
Address: 23 Catoonah St 1st Floor, Ridgefield, CT 06877
Phone: +1 (203) 431-2600
Category: Financial institution
M&T Bank
User Raiting:
5.00
Address: 2 Prospect St, Ridgefield, CT 06877
Phone: +1 (203) 894-1512
Category: Bank
Webster Bank
User Raiting:
3.80
Address: 14 Danbury Rd, Ridgefield, CT 06877
Phone: +1 (203) 431-7011
Category: Bank
Chase Bank
User Raiting:
3.50
Address: 108 Danbury Rd, Ridgefield, CT 06877
Phone: +1 (203) 438-3410
Category: Bank
Wells Fargo Bank
User Raiting:
3.50
Address: 368 Main St, Ridgefield, CT 06877
Phone: +1 (203) 438-3751
Category: Bank
Union Savings Bank
User Raiting:
1.00
Address: 100 Danbury Rd, Ridgefield, CT 06877
Phone: +1 (203) 431-5948
Category: Bank

What Are the Alternatives for Short-term Loans in Ridgefield?

Discover safer financial solutions beyond payday loans, offering flexibility, lower interest rates, and sustainable options to help manage urgent expenses without the high risks or debt traps.

Instant Installment Loans

Instant Installment loans allow borrowers to repay the borrowed amount in scheduled payments over time, promoting manageable financial budgeting.

Guaranteed Cash Loans

Guaranteed Cash loans provide immediate funds for urgent needs, typically requiring swift repayment, hence offering a temporary financial solution.

Quick Title Loans

Quick Title loans involve using a vehicle's title as collateral, granting borrowers fast access to funds without needing extensive credit checks.

Fast Emergency Loan

Fast Emergency loans are designed to help borrowers cover unexpected expenses quickly, ensuring financial stability during unforeseen circumstances.

Payday Loans Online

Payday Loans Online offer convenient access to short-term loans over the internet, ideal for covering financial gaps until the next payday.

Online P2P Loans

Online P2P Loans connect borrowers and investors directly through platforms, offering an alternative lending option with competitive interest rates.

No Credit Check Debt Consolidation Loans

No Credit Check Debt Consolidation loans aim to streamline multiple debts into a single payment, simplifying financial management and reducing stress.

Fast Bad Credit Loans

Fast Bad Credit loans are accessible to individuals with poor credit histories, facilitating essential borrowing opportunities for those facing credit challenges.

How to Use Personal Loans - Useful Resources

Explore how to effectively use personal loans for financial emergencies with our curated resources, offering guidance and tools for responsible borrowing and money management.

Industry
Address
Phone
Car Repair and Service
Address: 746 Danbury Road, Ridgefield, CT 06877
-
Car Wash
Address: 865 Ethan Allen Highway, Ridgefield, CT 06877
Phone: +1 (203) 438-5046
Club & Association
Address: 90 Grove Street, Ridgefield, CT 06877
Phone: +1 (877) 386-8248
Community Center
Address: 130 Olcott Way, Ridgefield, CT 06877
Phone: +1 (203) 438-1285
Concert Hall
Address: 440 Main Street, Ridgefield, CT 06877
-
Dentist
Address: 42 Danbury Road, Ridgefield, CT 06877
Phone: +1 (203) 894-5229
Fitness Club & Center
Address: 75 Danbury Road, Ridgefield, CT 06877
Phone: +1 (203) 894-5065
Government Office
Address: 66 Prospect Street, Ridgefield, CT 06877
Phone: +1 (203) 431-2734
Hospital
Address: 10 Roberts Lane, Ridgefield, CT 06877
Phone: +1 (203) 770-8938
Hotel
Address: 641 Danbury Road, Ridgefield, CT 06877
Phone: +1 (203) 244-5264
Mexican Restaurant
Address: 426 Main Street, Ridgefield, CT 06877
Phone: +1 (203) 438-0022
Museum
Address: 34 Halpin Lane, Ridgefield, CT 06877
Phone: +1 (203) 438-8863
Newsagents & Tobacconists
Address: 111 Peaceable Hill Road, Ridgefield, CT 06877
Phone: +1 (203) 438-7622
Pharmacy
Address: 125 Danbury Road, Ridgefield, CT 06877
Phone: +1 (203) 438-7378
Specialist
Address: 109 Danbury Road, Ridgefield, CT 06877
-

How to Get to Ridgefield

Complaints about Short-Term Loans in Connecticut

Issue Type
Amount of Complaints
Charged fees or interest you didn't expect
79
Problem when making payments
58
Getting the loan
47
Problem with the payoff process at the end of the loan
28
Struggling to pay your loan
27
Getting a line of credit
22
Incorrect information on your report
17
Charged fees or interest I didn't expect
14
Problem with additional add-on products or services
13
Can't stop withdrawals from your bank account
8
The data is taken from consumer complaint database created by Consumer Financial Protection Bureau

Submit a Complaint for a Short-term lender in Ridgefield

If you need to submit a complaint against a payday lender, the Connecticut Department of Banking is the regulatory authority that can assist. This department oversees financial institutions and consumer credit matters, including issues related to payday loans.

  • 260 Constitution Plaza, Hartford, Connecticut 06103-1800
  • (860) 240-8299 or Toll-free: 1-800-831-7225
Submit a Complaint

Frequently Asked Questions about Short-term Loans

Are Payday Loans Legal in Connecticut?

No, payday loans are illegal in Connecticut. The state has laws in place that prohibit high-interest payday loans to protect consumers from potentially predatory lending practices.

What are Some Safer Alternatives to Payday Loans in Connecticut?

In Connecticut, safer alternatives to payday loans include personal loans from banks or credit unions, credit card cash advances, borrowing from friends or family, or small-dollar loans from reputable financial institutions. These options are typically more consumer-friendly and offer more favorable terms.

How Can I Report Illegal Payday Lending?

If you come across a lender offering payday loans, you should report them to the Connecticut Department of Banking. Reporting such activities helps enforce consumer protection laws and safeguards other consumers.

What Should I Consider Before Taking Out Short-Term Loans?

Before taking out short-term loans in Connecticut, it's important to review the interest rates, fees, and repayment terms. Ensure that the lender is licensed and that the loan terms comply with state regulations.

Where Can I Find Financial Advice and Assistance in Connecticut?

For financial advice and assistance, resources such as the Connecticut Legal Services can be very helpful. These organizations provide guidance on budgeting, debt management, and financial planning.

How Can I Improve My Financial Situation to Avoid High-Interest Loans?

Improving your financial situation in Connecticut involves creating a budget, building an emergency fund, reducing unnecessary expenses, and educating yourself about personal finance. Seeking advice from financial advisors can also help in making informed financial decisions and avoiding high-interest loans.

Connecticut Personal Loans Near Me

Amston Ansonia Avon Bantam Beacon Falls Berlin Bethany Bethel Bethlehem Bloomfield Bozrah Branford Bridgeport Bristol Britain Broad Brook Brookfield Brooklyn Burlington Canaan Canterbury Canton Centerbrook Cheshire Clinton Colchester Cornwall Bridge Cos Cob Coventry Cromwell Danbury Danielson Darien Dayville Deep River Derby Durham East Berlin East Granby East Hampton East Hartford East Haven East Lyme East Windsor Eastford Easton Ellington Enfield Essex Fairfield Falls Village Farmington Gales Ferry Glastonbury Goshen Granby Greenwich Griswold Grosvenor Dale Groton Guilford Haddam Hamden Hartford Harwinton Haven Hebron Higganum Hill Ivoryton Jewett City Kensington Kent Killingworth Lakeville Lebanon Ledyard Litchfield London Lyme Madison Manchester Mansfield Mansfield Center Marlborough Meriden Middlebury Middlefield Middletown Milford Monroe Montville Moodus Moosup Morris Mystic Naugatuck New Britain New Canaan New Fairfield New Hartford New Haven New London New Milford Newington Newtown Niantic Norfolk Historic District Noroton Heights North Branford North Haven North Stonington North Windham Northford Norwalk Norwich Oakdale Oakville Old Greenwich Old Lyme Old Mystic Old Saybrook Orange Oxford Pawcatuck Plainfield Plainville Plantsville Plymouth Pomfret Center Preston Prospect Putnam Quaker Hill Redding Ridgefield Riverside Rockville Rocky Hill Roxbury Salem Salisbury Seymour Sharon Shelton Sherman Simsbury Somers South Glastonbury South Lyme South Windsor Southbury Southington Southport Stafford Stafford Springs Stamford Stonington Storrs Stratford Suffield Taftville Tariffville Terryville Thomaston Tolland Torrington Trumbull Uncasville Unionville Vernon Wallingford Washington Washington Depot Waterbury Waterford Watertown Weatogue West Hartford West Haven West Simsbury West Suffield Westbrook Weston Westport Wethersfield Willimantic Wilton Windsor Windsor Locks Winsted Wolcott Woodbridge Woodbury Woodstock Yantic