Stratford Personal Loan in 2025

Common Capital is a Help Organization dedicated to providing the public with comprehensive, accurate, and accessible online information about payday loans in Connecticut

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Connecticut Stratford

Eligibility Criteria for Personal Loans

  • Valid identification, such as a driver's license or passport.
  • Proof of steady income, typically recent pay stubs or bank statements.
  • Active bank account in your name for deposit and repayment processes.
  • Minimum age requirement of 18 years or older.
  • Contact details, including a current phone number and valid email address.
  • Residential address and proof of residency, like utility bills or lease agreement.
  • Social Security Number or equivalent for identity verification.

Trusted Personal Loan Lenders in Stratford, CT

Discover our curated list of trusted personal loan lenders, offering reliable financial solutions to support your aspirations and empower your journey with transparency and integrity.

Lender
User Ratings
Address
Phone
Category
The Milford Bank
User Raiting:
5.00
Address: 3651 Main St, Stratford, CT 06614
Phone: +1 (203) 386-9176
Category: Bank
James McNiff Jr, Total Mortgage
User Raiting:
4.80
Address: 2278 Main St, Stratford, CT 06615
Category: Financial institution
Total Mortgage Services
User Raiting:
4.10
Address: 2278 Main St, Stratford, CT 06615
Phone: +1 (203) 707-5669
Category: Financial institution
Sikorsky Credit Union
User Raiting:
3.90
Address: 2505 Main St, Stratford, CT 06615
Phone: +1 (203) 377-2252
Category: Credit union
Nutmeg State Financial Credit Union
User Raiting:
3.40
Address: 250 Barnum Avenue Cutoff, Stratford, CT 06615
Phone: +1 (860) 513-5000
Category: Credit union
TD Bank
User Raiting:
3.10
Address: 951 Stratford Ave, Stratford, CT 06615
Phone: +1 (203) 380-5916
Category: Bank
Secure Capital Group
User Raiting:
3.00
Address: 611 Access Rd, Stratford, CT 06615
Phone: +1 (203) 610-6249
Category: Loan agency
People's United Bank
User Raiting:
2.90
Address: 3395 Main St, Stratford, CT 06614
Phone: +1 (203) 380-9432
Category: Bank
People's United Bank
User Raiting:
2.80
Address: 200 E Main St, Stratford, CT 06614
Phone: +1 (203) 375-0175
Category: Bank
People's United Bank
User Raiting:
2.50
Address: 88 Ryder's Lane, Stratford, CT 06614
Phone: +1 (203) 380-9946
Category: Bank

What Are the Alternatives for Short-term Loans in Stratford?

Explore various financial options beyond payday loans, including credit unions, personal loans, and budgeting tools to achieve financial stability without high-interest debt burdens.

Quick Installment Loans

Quick installment loans allow borrowers to repay through scheduled payments over time, offering flexibility and manageable terms for unexpected expenses or planned purchases.

Instant Cash Loans

Instant cash loans provide immediate financial aid, offering short-term funding with rapid approval for urgent needs.

Online Title Loans

Online title loans utilize a vehicle’s title as collateral, enabling borrowers to access funds while retaining vehicle use.

Emergency Loans Fast

Emergency loans fast deliver urgent funds to cover unforeseen expenses, providing peace of mind in crises.

Payday Loans Online

Payday loans online offer a convenient way to receive short-term financial assistance, with easy applications and rapid disbursement.

P2P Loans Instant

P2P loans instant allow individuals to borrow directly from peers, leveraging technology for speedy transactions and potentially lower rates.

No Credit Check Debt Consolidation Loans

No credit check debt consolidation loans merge multiple debts into a single payment plan, simplifying financial management.

Guaranteed Bad Credit Loans

Guaranteed bad credit loans provide accessible funding options for individuals with poor credit history, offering financial opportunities when traditional loans are unavailable.

How to Use Personal Loans - Useful Resources

Explore comprehensive resources on effectively utilizing personal loans, including tips, guidelines, and best practices to manage short-term financial needs responsibly and improve financial literacy.

Industry
Address
Phone
Car Wash
Address: 1189 Barnum Avenue, Stratford, CT 06614
Phone: +1 (203) 873-0343
Club & Association
Address: 100 Longbrook Avenue, Stratford, CT 06615
Phone: +1 (203) 377-0214
Community Center
Address: 3200 Main Street, Stratford, CT 06614
Phone: +1 (203) 378-3465
Dentist
Address: 200 East Main Street, Stratford, CT 06614
Phone: +1 (203) 378-8500
Fitness Club & Center
Address: 2900 Main Street, Stratford, CT 06614
Phone: +1 (203) 345-7747
General Practitioner
Address: 2900 Main Street, Stratford, CT 06614
-
Government Office
Address: 2725 Main Street, Stratford, CT 06615
Phone: +1 (203) 385-4006
Hotel
Address: 2200 Stratford Avenue, Stratford, CT 06615
Phone: +1 (203) 375-9779
Museum
Address: 967 Academy Hill Road, Stratford, CT 06615
Phone: +1 (203) 378-0630
Pharmacy
Address: 3680 Main Street, Stratford, CT 06614
Phone: +1 (203) 377-8065
Post Office
Address: 7365 Main Street, Stratford, CT 06614
Phone: +1 (203) 386-9388
Rent-a-Car Facility
Address: 1670 South Avenue, Stratford, CT 06615
Phone: +1 (203) 377-4685
Repair Shop
Address: 605 Broad Street, Stratford, CT 06615
Phone: +1 (203) 377-4477
Restaurant
Address: 1200 Barnum Avenue, Stratford, CT 06614
-
Shopping Center
Address: 955 Ferry Blvd, Stratford, CT 06614
Phone: +1 (203) 377-2353

How to Get to Stratford

Complaints about Short-Term Loans in Connecticut

Issue Type
Amount of Complaints
Charged fees or interest you didn't expect
79
Problem when making payments
58
Getting the loan
47
Problem with the payoff process at the end of the loan
28
Struggling to pay your loan
27
Getting a line of credit
22
Incorrect information on your report
17
Charged fees or interest I didn't expect
14
Problem with additional add-on products or services
13
Can't stop withdrawals from your bank account
8
The data is taken from consumer complaint database created by Consumer Financial Protection Bureau

Submit a Complaint for a Short-term lender in Stratford

If you need to submit a complaint against a payday lender, the Connecticut Department of Banking is the regulatory authority that can assist. This department oversees financial institutions and consumer credit matters, including issues related to payday loans.

  • 260 Constitution Plaza, Hartford, Connecticut 06103-1800
  • (860) 240-8299 or Toll-free: 1-800-831-7225
Submit a Complaint

Frequently Asked Questions about Short-term Loans

Are Payday Loans Legal in Connecticut?

No, payday loans are illegal in Connecticut. The state has laws in place that prohibit high-interest payday loans to protect consumers from potentially predatory lending practices.

What are Some Safer Alternatives to Payday Loans in Connecticut?

In Connecticut, safer alternatives to payday loans include personal loans from banks or credit unions, credit card cash advances, borrowing from friends or family, or small-dollar loans from reputable financial institutions. These options are typically more consumer-friendly and offer more favorable terms.

How Can I Report Illegal Payday Lending?

If you come across a lender offering payday loans, you should report them to the Connecticut Department of Banking. Reporting such activities helps enforce consumer protection laws and safeguards other consumers.

What Should I Consider Before Taking Out Short-Term Loans?

Before taking out short-term loans in Connecticut, it's important to review the interest rates, fees, and repayment terms. Ensure that the lender is licensed and that the loan terms comply with state regulations.

Where Can I Find Financial Advice and Assistance in Connecticut?

For financial advice and assistance, resources such as the Connecticut Legal Services can be very helpful. These organizations provide guidance on budgeting, debt management, and financial planning.

How Can I Improve My Financial Situation to Avoid High-Interest Loans?

Improving your financial situation in Connecticut involves creating a budget, building an emergency fund, reducing unnecessary expenses, and educating yourself about personal finance. Seeking advice from financial advisors can also help in making informed financial decisions and avoiding high-interest loans.

Connecticut Personal Loans Near Me

Amston Ansonia Avon Bantam Beacon Falls Berlin Bethany Bethel Bethlehem Bloomfield Bozrah Branford Bridgeport Bristol Britain Broad Brook Brookfield Brooklyn Burlington Canaan Canterbury Canton Centerbrook Cheshire Clinton Colchester Cornwall Bridge Cos Cob Coventry Cromwell Danbury Danielson Darien Dayville Deep River Derby Durham East Berlin East Granby East Hampton East Hartford East Haven East Lyme East Windsor Eastford Easton Ellington Enfield Essex Fairfield Falls Village Farmington Gales Ferry Glastonbury Goshen Granby Greenwich Griswold Grosvenor Dale Groton Guilford Haddam Hamden Hartford Harwinton Haven Hebron Higganum Hill Ivoryton Jewett City Kensington Kent Killingworth Lakeville Lebanon Ledyard Litchfield London Lyme Madison Manchester Mansfield Mansfield Center Marlborough Meriden Middlebury Middlefield Middletown Milford Monroe Montville Moodus Moosup Morris Mystic Naugatuck New Britain New Canaan New Fairfield New Hartford New Haven New London New Milford Newington Newtown Niantic Norfolk Historic District Noroton Heights North Branford North Haven North Stonington North Windham Northford Norwalk Norwich Oakdale Oakville Old Greenwich Old Lyme Old Mystic Old Saybrook Orange Oxford Pawcatuck Plainfield Plainville Plantsville Plymouth Pomfret Center Preston Prospect Putnam Quaker Hill Redding Ridgefield Riverside Rockville Rocky Hill Roxbury Salem Salisbury Seymour Sharon Shelton Sherman Simsbury Somers South Glastonbury South Lyme South Windsor Southbury Southington Southport Stafford Stafford Springs Stamford Stonington Storrs Stratford Suffield Taftville Tariffville Terryville Thomaston Tolland Torrington Trumbull Uncasville Unionville Vernon Wallingford Washington Washington Depot Waterbury Waterford Watertown Weatogue West Hartford West Haven West Simsbury West Suffield Westbrook Weston Westport Wethersfield Willimantic Wilton Windsor Windsor Locks Winsted Wolcott Woodbridge Woodbury Woodstock Yantic