Enfield Personal Loan in 2025

Common Capital is a Help Organization dedicated to providing the public with comprehensive, accurate, and accessible online information about payday loans in Connecticut

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Eligibility Criteria for Personal Loans

  • Applicant must be at least 18 years old.
  • Valid government-issued ID required for verification.
  • Proof of steady income or employment necessary.
  • Active bank account for direct fund transfer.
  • Contact details, including phone number and email, must be provided.
  • Residential address verification with recent utility bill.
  • No outstanding loans or defaults within the last 12 months.
  • Consent to a soft credit check as part of the assessment process.

Trusted Personal Loan Lenders in Enfield, CT

Explore our curated list of trusted personal loan lenders, offering reliable financial solutions tailored to your needs, with transparent terms and competitive rates for a stress-free borrowing experience.

Lender
User Ratings
Address
Phone
Category
Oguz Kuruca - Mortgage Loan Officer
User Raiting:
5.00
Address: 639 Enfield St, Enfield, CT 06082
Phone: +1 (860) 970-1870
Category: Financial institution
Maureen Elkins at Guaranteed Rate Affinity (NMLS #507737)
User Raiting:
5.00
Address: 810 Enfield St, Enfield, CT 06082
Phone: +1 (860) 500-4851
Category: Financial institution
Tobacco Valley Teachers Federal Credit Union
User Raiting:
3.60
Address: 182 S Rd, Enfield, CT 06082
Phone: +1 (860) 253-4780
Category: Financial institution
People's United Bank
User Raiting:
3.30
Address: 49 Hazard Ave, Enfield, CT 06082
Phone: +1 (860) 745-0354
Category: Bank
People's United Bank
User Raiting:
1.60
Address: 855 Enfield St, Enfield, CT 06083
Phone: +1 (860) 253-4048
Category: Bank

What Are the Alternatives for Short-term Loans in Enfield?

Discover various financial solutions that can replace payday loans, offering more affordable and sustainable options to manage unexpected expenses and enhance financial well-being.

Quick Installment Loans

Quick installment loans allow borrowers to repay over specified periods, making budgeting easier with predictable monthly payments. Suitable for larger expenses needing more manageable payment plans.

Instant Cash Loans

Instant cash loans provide rapid financial relief for urgent needs, delivering funds swiftly to borrowers. Ideal for emergencies, they often come with higher interest rates.

Online Title Loans

Online title loans use your vehicle's title as collateral, granting you access to fast cash. Typically short-term, they risk vehicle repossession if not repaid.

Emergency Loans No Credit Check

Emergency loans with no credit check cater to urgent financial situations without affecting credit scores. Convenient but can be costly, requiring careful repayment planning.

Fast Payday Loans Online

Fast payday loans online are short-term solutions meant to cover immediate expenses, repayable upon your next paycheck. Convenient but often accompanied by high fees.

Guaranteed P2P Loans

Guaranteed P2P loans facilitate borrowing directly from individuals, often through online platforms, offering lower rates and flexible terms compared to traditional lenders.

Debt Consolidation Loans

Debt consolidation loans streamline multiple debts into a single payment with potentially lower interest rates, helping manage financial obligations effectively and reducing payment stress.

Bad Credit Loans Fast

Fast bad credit loans offer financial solutions for individuals with poor credit histories, focusing on current income over credit scores. Often higher-cost due to increased risk.

How to Use Personal Loans - Useful Resources

Explore essential resources on using personal loans wisely. Our guide empowers you with crucial insights and tools, ensuring you make informed financial decisions effectively and responsibly.

Industry
Address
Phone
Car Wash
Address: 570 Enfield Street, Enfield, CT 06082
-
Club & Association
Address: 43 Pearl Street, Enfield, CT 06082
Phone: +1 (860) 745-0784
College/University
Address: Palomba Drive, Enfield, CT 06082
Phone: +1 (860) 741-2561
Dentist
Address: 146 Hazard Avenue, Enfield, CT 06082
Phone: +1 (860) 769-4167
Doctor
Address: 115 Elm Street, Enfield, CT 06082
Phone: +1 (860) 741-6644
Government Office
Address: 40 Moody Road, Enfield, CT 06082
Phone: +1 (860) 763-7560
Hotel
Address: 20 Phoenix Avenue, Enfield, CT 06082
Phone: +1 (860) 741-3111
Local Post Office
Address: 1430 Enfield Street, Enfield, CT 06082
Phone: +1 (860) 745-3882
Museum
Address: 312 Hazard Avenue, Enfield, CT 06082
Phone: +1 (860) 966-8822
Optician
Address: 34 Hazard Avenue, Enfield, CT 06082
Phone: +1 (860) 741-0893
Other Repair Shops
Address: 4 Print Shop Road, Enfield, CT 06082
Phone: +1 (860) 749-7917
Pharmacy
Address: 90 Elm Street, Enfield, CT 06082
Phone: +1 (860) 741-8054
Pizzeria
Address: 634 Enfield Street, Enfield, CT 06082
Phone: +1 (860) 741-7778
Rent-a-Car Facility
Address: 110 Enfield Street, Enfield, CT 06082
Phone: +1 (860) 745-9555
Shopping Center
Address: Hazard Avenue, Enfield, CT 06082
Phone: +1 (860) 741-3235

How to Get to Enfield

Complaints about Short-Term Loans in Connecticut

Issue Type
Amount of Complaints
Charged fees or interest you didn't expect
79
Problem when making payments
58
Getting the loan
47
Problem with the payoff process at the end of the loan
28
Struggling to pay your loan
27
Getting a line of credit
22
Incorrect information on your report
17
Charged fees or interest I didn't expect
14
Problem with additional add-on products or services
13
Can't stop withdrawals from your bank account
8
The data is taken from consumer complaint database created by Consumer Financial Protection Bureau

Submit a Complaint for a Short-term lender in Enfield

If you need to submit a complaint against a payday lender, the Connecticut Department of Banking is the regulatory authority that can assist. This department oversees financial institutions and consumer credit matters, including issues related to payday loans.

  • 260 Constitution Plaza, Hartford, Connecticut 06103-1800
  • (860) 240-8299 or Toll-free: 1-800-831-7225
Submit a Complaint

Frequently Asked Questions about Short-term Loans

Are Payday Loans Legal in Connecticut?

No, payday loans are illegal in Connecticut. The state has laws in place that prohibit high-interest payday loans to protect consumers from potentially predatory lending practices.

What are Some Safer Alternatives to Payday Loans in Connecticut?

In Connecticut, safer alternatives to payday loans include personal loans from banks or credit unions, credit card cash advances, borrowing from friends or family, or small-dollar loans from reputable financial institutions. These options are typically more consumer-friendly and offer more favorable terms.

How Can I Report Illegal Payday Lending?

If you come across a lender offering payday loans, you should report them to the Connecticut Department of Banking. Reporting such activities helps enforce consumer protection laws and safeguards other consumers.

What Should I Consider Before Taking Out Short-Term Loans?

Before taking out short-term loans in Connecticut, it's important to review the interest rates, fees, and repayment terms. Ensure that the lender is licensed and that the loan terms comply with state regulations.

Where Can I Find Financial Advice and Assistance in Connecticut?

For financial advice and assistance, resources such as the Connecticut Legal Services can be very helpful. These organizations provide guidance on budgeting, debt management, and financial planning.

How Can I Improve My Financial Situation to Avoid High-Interest Loans?

Improving your financial situation in Connecticut involves creating a budget, building an emergency fund, reducing unnecessary expenses, and educating yourself about personal finance. Seeking advice from financial advisors can also help in making informed financial decisions and avoiding high-interest loans.

Connecticut Personal Loans Near Me

Amston Ansonia Avon Bantam Beacon Falls Berlin Bethany Bethel Bethlehem Bloomfield Bozrah Branford Bridgeport Bristol Britain Broad Brook Brookfield Brooklyn Burlington Canaan Canterbury Canton Centerbrook Cheshire Clinton Colchester Cornwall Bridge Cos Cob Coventry Cromwell Danbury Danielson Darien Dayville Deep River Derby Durham East Berlin East Granby East Hampton East Hartford East Haven East Lyme East Windsor Eastford Easton Ellington Enfield Essex Fairfield Falls Village Farmington Gales Ferry Glastonbury Goshen Granby Greenwich Griswold Grosvenor Dale Groton Guilford Haddam Hamden Hartford Harwinton Haven Hebron Higganum Hill Ivoryton Jewett City Kensington Kent Killingworth Lakeville Lebanon Ledyard Litchfield London Lyme Madison Manchester Mansfield Mansfield Center Marlborough Meriden Middlebury Middlefield Middletown Milford Monroe Montville Moodus Moosup Morris Mystic Naugatuck New Britain New Canaan New Fairfield New Hartford New Haven New London New Milford Newington Newtown Niantic Norfolk Historic District Noroton Heights North Branford North Haven North Stonington North Windham Northford Norwalk Norwich Oakdale Oakville Old Greenwich Old Lyme Old Mystic Old Saybrook Orange Oxford Pawcatuck Plainfield Plainville Plantsville Plymouth Pomfret Center Preston Prospect Putnam Quaker Hill Redding Ridgefield Riverside Rockville Rocky Hill Roxbury Salem Salisbury Seymour Sharon Shelton Sherman Simsbury Somers South Glastonbury South Lyme South Windsor Southbury Southington Southport Stafford Stafford Springs Stamford Stonington Storrs Stratford Suffield Taftville Tariffville Terryville Thomaston Tolland Torrington Trumbull Uncasville Unionville Vernon Wallingford Washington Washington Depot Waterbury Waterford Watertown Weatogue West Hartford West Haven West Simsbury West Suffield Westbrook Weston Westport Wethersfield Willimantic Wilton Windsor Windsor Locks Winsted Wolcott Woodbridge Woodbury Woodstock Yantic