Wallingford Personal Loan in 2025

Common Capital is a Help Organization dedicated to providing the public with comprehensive, accurate, and accessible online information about payday loans in Connecticut

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Eligibility Criteria for Personal Loans

  • Provide valid identification documents such as a passport or government-issued ID.
  • Submit proof of consistent income or employment, like recent pay stubs or bank statements.
  • Have an active bank account capable of receiving electronic transfers.
  • Be a resident of the service area specified by the NGO.
  • Meet minimum age requirement, typically 18 years or older.
  • Demonstrate a genuine, immediate financial need to qualify.
  • Agree to terms and conditions outlined by the NGO for repayment.

Trusted Personal Loan Lenders in Wallingford, CT

Explore our curated list of trusted personal loan lenders, ensuring secure and reliable financing options tailored to meet your unique financial needs and empower your aspirations.

Lender
User Ratings
Address
Phone
Category
MembersFirst CT Federal Credit Union Wallingford
User Raiting:
5.00
Address: 163 Washington St, Wallingford, CT 06492
Phone: +1 (203) 265-0420
Category: Credit union
People's United Bank
User Raiting:
4.40
Address: 930 N Colony Rd, Wallingford, CT 06492
Phone: +1 (203) 269-7211
Category: Bank
TD Bank
User Raiting:
2.40
Address: 928 N Colony Rd, Wallingford, CT 06492
Phone: +1 (203) 697-0888
Category: Bank
Bank of America (with Drive-thru ATM)
User Raiting:
2.20
Address: 938 N Colony Rd, Wallingford, CT 06492
Phone: +1 (800) 432-1000
Category: Bank
KeyBank
User Raiting:
2.10
Address: 741 N Colony Rd, Wallingford, CT 06492
Phone: +1 (203) 269-4434
Category: Bank

What Are the Alternatives for Short-term Loans in Wallingford?

Explore various financial solutions as alternatives to payday loans, offering safer, more affordable options for managing unexpected expenses without high interest and fees.

Installment Loans Instant

Installment loans instant allow borrowers to repay over set periods in periodic payments, offering flexibility in budgeting for sizable financial outlays, often with varying interest rates based on creditworthiness.

Fast Cash Loans

Fast cash loans provide quick access to funds, designed to cover immediate, small expense needs without requiring collateral, typically carrying higher interest rates and requiring prompt repayment.

Title Loans Guaranteed

Title loans guaranteed use a borrower’s vehicle title as collateral for a loan. They're often short-term, ideal for those needing urgently quick cash, yet entail risks of asset loss.

Emergency Loan No Credit Check

Emergency loan no credit check solutions offer urgent financial support for unplanned expenses, generally with flexible terms but possibly higher interest due to the lack of a credit check.

Payday Loans Online Quick

Payday loans online quick deliver immediate, short-term cash solutions directly via digital platforms, aimed at covering emergencies until the borrower's next paycheck, with high interest.

P2P Loans Online

P2P loans online epitomize a direct lending model via platforms connecting private lenders with borrowers, often featuring competitive rates and varied terms, bypassing traditional financial institutions.

Debt Consolidation Loans Quick

Debt consolidation loans quick combine multiple liabilities into one payment, simplifying management and often reducing overall interest, fostering financial relief and streamlined debt resolution.

Bad Credit Loans Fast

Bad credit loans fast cater to individuals with poor credit scores, providing necessary funding with potential higher interest, often without traditional approval hurdles, to meet critical financial needs.

How to Use Personal Loans - Useful Resources

Discover essential resources for navigating personal loans effectively. Our guide offers insights and tips to help you make informed decisions and manage short-term financial needs responsibly.

Industry
Address
Phone
Antique/Art Shop
Address: 202 Center Street, Wallingford, CT 06492
Phone: +1 (203) 265-5567
Car Wash
Address: 39 South Turnpike Road, Wallingford, CT 06492
Phone: +1 (203) 640-2630
Dentist
Address: 205 North Main Street, Wallingford, CT 06492
Phone: +1 (203) 265-1250
Fast Food
Address: 888 North Colony Road, Wallingford, CT 06492
Phone: +1 (203) 265-2726
Fitness Club & Center
Address: 137 Quinnipiac Street, Wallingford, CT 06492
Phone: +1 (203) 626-9844
Government Office
Address: 6 Fairfield Boulevard, Wallingford, CT 06492
Phone: +1 (203) 294-2199
Hospital
Address: 850 North Main Street Extension, Wallingford, CT 06492
Phone: +1 (203) 294-1003
Hotel/Motel
Address: 245 North Main Street, Wallingford, CT 06492
Phone: +1 (203) 265-1200
Library
Address: 500 Main Street, Wallingford, CT 06492
Phone: +1 (860) 695-7442
Local Post Office
Address: 314 Main Street, Wallingford, CT 06492
Phone: +1 (203) 269-6222
Museum
Address: 153 South Main Street, Wallingford, CT 06492
Phone: +1 (203) 265-4025
Pharmacy
Address: 10 Fairfield Boulevard, Wallingford, CT 06492
Phone: +1 (203) 626-9902
Rent-a-Car Facility
Address: 600 North Colony Road, Wallingford, CT 06492
Phone: +1 (203) 284-3379
Specialist
Address: 821 North Main Street Extension, Wallingford, CT 06492
Phone: +1 (203) 265-5152
Theater
Address: 332 Christian Street, Wallingford, CT 06492
Phone: +1 (203) 269-2471

How to Get to Wallingford

Complaints about Short-Term Loans in Connecticut

Issue Type
Amount of Complaints
Charged fees or interest you didn't expect
79
Problem when making payments
58
Getting the loan
47
Problem with the payoff process at the end of the loan
28
Struggling to pay your loan
27
Getting a line of credit
22
Incorrect information on your report
17
Charged fees or interest I didn't expect
14
Problem with additional add-on products or services
13
Can't stop withdrawals from your bank account
8
The data is taken from consumer complaint database created by Consumer Financial Protection Bureau

Submit a Complaint for a Short-term lender in Wallingford

If you need to submit a complaint against a payday lender, the Connecticut Department of Banking is the regulatory authority that can assist. This department oversees financial institutions and consumer credit matters, including issues related to payday loans.

  • 260 Constitution Plaza, Hartford, Connecticut 06103-1800
  • (860) 240-8299 or Toll-free: 1-800-831-7225
Submit a Complaint

Frequently Asked Questions about Short-term Loans

Are Payday Loans Legal in Connecticut?

No, payday loans are illegal in Connecticut. The state has laws in place that prohibit high-interest payday loans to protect consumers from potentially predatory lending practices.

What are Some Safer Alternatives to Payday Loans in Connecticut?

In Connecticut, safer alternatives to payday loans include personal loans from banks or credit unions, credit card cash advances, borrowing from friends or family, or small-dollar loans from reputable financial institutions. These options are typically more consumer-friendly and offer more favorable terms.

How Can I Report Illegal Payday Lending?

If you come across a lender offering payday loans, you should report them to the Connecticut Department of Banking. Reporting such activities helps enforce consumer protection laws and safeguards other consumers.

What Should I Consider Before Taking Out Short-Term Loans?

Before taking out short-term loans in Connecticut, it's important to review the interest rates, fees, and repayment terms. Ensure that the lender is licensed and that the loan terms comply with state regulations.

Where Can I Find Financial Advice and Assistance in Connecticut?

For financial advice and assistance, resources such as the Connecticut Legal Services can be very helpful. These organizations provide guidance on budgeting, debt management, and financial planning.

How Can I Improve My Financial Situation to Avoid High-Interest Loans?

Improving your financial situation in Connecticut involves creating a budget, building an emergency fund, reducing unnecessary expenses, and educating yourself about personal finance. Seeking advice from financial advisors can also help in making informed financial decisions and avoiding high-interest loans.

Connecticut Personal Loans Near Me

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