New Hartford Personal Loan in 2025

Common Capital is a Help Organization dedicated to providing the public with comprehensive, accurate, and accessible online information about payday loans in Connecticut

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Eligibility Criteria for Personal Loans

  • Applicants must be at least 18 years old.
  • Valid identification is required for verification purposes.
  • Proof of stable income or financial support is necessary.
  • Applicants must provide contact information including phone number and email.
  • Bank account details are required for fund transfer.
  • No outstanding loans or recent defaults with our services.
  • Residency in the area serviced by the NGO is a must.
  • Agreement to the NGO's terms and conditions for financial assistance.

Trusted Personal Loan Lenders in New Hartford, CT

Explore our curated list of trusted personal loan lenders, committed to providing transparent and reliable financial solutions to empower individuals to meet their financial goals with confidence.

Lender
User Ratings
Address
Phone
Category
Torrington Savings Bank
User Raiting:
3.80
Address: 518 Main St, New Hartford, CT 06057
Phone: +1 (860) 738-0200
Category: Bank
Northwest Community Bank
User Raiting:
3.30
Address: 141 Main St B, New Hartford, CT 06057
Phone: +1 (860) 693-8397
Category: Bank

What Are the Alternatives for Short-term Loans in New Hartford?

Discover safer financial solutions beyond payday loans, offering flexibility, lower interest rates, and sustainable options to help manage urgent expenses without the high risks or debt traps.

Installment Loans Quick

Installment loans allow borrowers to repay borrowed amounts over a set period with regular payments. They’re quick and ideal for managing larger expenses without immediate full payment.

Cash Loans Instant

Instant cash loans provide immediate funds for short-term needs. They’re small, unsecured loans requiring rapid repayment, often within a month, catering to unexpected financial needs.

Title Loans Guaranteed

Guaranteed title loans use your vehicle’s title as collateral, offering quick access to cash. They can be risky, as non-payment could result in losing the vehicle.

Emergency Loan Fast

Fast emergency loans are designed for urgent financial situations, providing quick access to funds without extensive credit checks, ensuring assistance when time is critical.

Payday Loans Online

Payday loans online offer short-term financial solutions with quick approval. Accessible from anywhere, they cater to immediate cash needs but often come with high-interest rates.

P2P Loans No Credit Check

No credit check P2P loans are personal loans facilitated by individuals or investors directly to borrowers, offering an alternative with potentially lower interest rates and flexible terms.

Debt Consolidation Loans Online

Online debt consolidation loans merge multiple debts into one, simplifying repayment and potentially reducing interest. They’re ideal for managing overwhelming financial obligations efficiently.

Bad Credit Loans Fast

Fast bad credit loans cater to individuals with poor credit histories, offering financial assistance without stringent credit requirements, but usually at higher interest rates compared to traditional loans.

How to Use Personal Loans - Useful Resources

Explore essential resources on responsible usage of personal loans, understanding terms, evaluating risks, and managing finances effectively to make informed decisions and maintain financial well-being.

Industry
Address
Phone
B&B/Guest House
Address: 791 West Hill Road, New Hartford, CT 06057
Phone: +1 (860) 379-2009
Car Repair and Service
Address: 1124 Litchfield Turnpike, New Hartford, CT 06057
Phone: +1 (860) 489-7762
Dentist
Address: 512 Main Street, New Hartford, CT 06057
Phone: +1 (860) 379-3830
Fitness Club & Center
Address: 37 Greenwoods Road, New Hartford, CT 06057
Phone: +1 (860) 238-4445
Museum
Address: 540 Main Street, New Hartford, CT 06057
Phone: +1 (860) 379-2083
Pizzeria
Address: 280 Main Street, New Hartford, CT 06057
Phone: +1 (860) 238-4261
Wine & Spirits
Address: 516 Main Street, New Hartford, CT 06057
Phone: +1 (860) 379-3764

How to Get to New Hartford

Complaints about Short-Term Loans in Connecticut

Issue Type
Amount of Complaints
Charged fees or interest you didn't expect
79
Problem when making payments
58
Getting the loan
47
Problem with the payoff process at the end of the loan
28
Struggling to pay your loan
27
Getting a line of credit
22
Incorrect information on your report
17
Charged fees or interest I didn't expect
14
Problem with additional add-on products or services
13
Can't stop withdrawals from your bank account
8
The data is taken from consumer complaint database created by Consumer Financial Protection Bureau

Submit a Complaint for a Short-term lender in New Hartford

If you need to submit a complaint against a payday lender, the Connecticut Department of Banking is the regulatory authority that can assist. This department oversees financial institutions and consumer credit matters, including issues related to payday loans.

  • 260 Constitution Plaza, Hartford, Connecticut 06103-1800
  • (860) 240-8299 or Toll-free: 1-800-831-7225
Submit a Complaint

Frequently Asked Questions about Short-term Loans

Are Payday Loans Legal in Connecticut?

No, payday loans are illegal in Connecticut. The state has laws in place that prohibit high-interest payday loans to protect consumers from potentially predatory lending practices.

What are Some Safer Alternatives to Payday Loans in Connecticut?

In Connecticut, safer alternatives to payday loans include personal loans from banks or credit unions, credit card cash advances, borrowing from friends or family, or small-dollar loans from reputable financial institutions. These options are typically more consumer-friendly and offer more favorable terms.

How Can I Report Illegal Payday Lending?

If you come across a lender offering payday loans, you should report them to the Connecticut Department of Banking. Reporting such activities helps enforce consumer protection laws and safeguards other consumers.

What Should I Consider Before Taking Out Short-Term Loans?

Before taking out short-term loans in Connecticut, it's important to review the interest rates, fees, and repayment terms. Ensure that the lender is licensed and that the loan terms comply with state regulations.

Where Can I Find Financial Advice and Assistance in Connecticut?

For financial advice and assistance, resources such as the Connecticut Legal Services can be very helpful. These organizations provide guidance on budgeting, debt management, and financial planning.

How Can I Improve My Financial Situation to Avoid High-Interest Loans?

Improving your financial situation in Connecticut involves creating a budget, building an emergency fund, reducing unnecessary expenses, and educating yourself about personal finance. Seeking advice from financial advisors can also help in making informed financial decisions and avoiding high-interest loans.

Connecticut Personal Loans Near Me

Amston Ansonia Avon Bantam Beacon Falls Berlin Bethany Bethel Bethlehem Bloomfield Bozrah Branford Bridgeport Bristol Britain Broad Brook Brookfield Brooklyn Burlington Canaan Canterbury Canton Centerbrook Cheshire Clinton Colchester Cornwall Bridge Cos Cob Coventry Cromwell Danbury Danielson Darien Dayville Deep River Derby Durham East Berlin East Granby East Hampton East Hartford East Haven East Lyme East Windsor Eastford Easton Ellington Enfield Essex Fairfield Falls Village Farmington Gales Ferry Glastonbury Goshen Granby Greenwich Griswold Grosvenor Dale Groton Guilford Haddam Hamden Hartford Harwinton Haven Hebron Higganum Hill Ivoryton Jewett City Kensington Kent Killingworth Lakeville Lebanon Ledyard Litchfield London Lyme Madison Manchester Mansfield Mansfield Center Marlborough Meriden Middlebury Middlefield Middletown Milford Monroe Montville Moodus Moosup Morris Mystic Naugatuck New Britain New Canaan New Fairfield New Hartford New Haven New London New Milford Newington Newtown Niantic Norfolk Historic District Noroton Heights North Branford North Haven North Stonington North Windham Northford Norwalk Norwich Oakdale Oakville Old Greenwich Old Lyme Old Mystic Old Saybrook Orange Oxford Pawcatuck Plainfield Plainville Plantsville Plymouth Pomfret Center Preston Prospect Putnam Quaker Hill Redding Ridgefield Riverside Rockville Rocky Hill Roxbury Salem Salisbury Seymour Sharon Shelton Sherman Simsbury Somers South Glastonbury South Lyme South Windsor Southbury Southington Southport Stafford Stafford Springs Stamford Stonington Storrs Stratford Suffield Taftville Tariffville Terryville Thomaston Tolland Torrington Trumbull Uncasville Unionville Vernon Wallingford Washington Washington Depot Waterbury Waterford Watertown Weatogue West Hartford West Haven West Simsbury West Suffield Westbrook Weston Westport Wethersfield Willimantic Wilton Windsor Windsor Locks Winsted Wolcott Woodbridge Woodbury Woodstock Yantic